Quote from: LoyceV on November 18, 2020, 07:38:05 PM

Quote from: GGUL on November 18, 2020, 10:15:15 AM

This is more like a real scenario. A $ 1000 channel means that you have to pay the hub $30 per year.

Maybe it's more realistic the hub won't earn $30 per year from a $1000 investment. It's not as if there's a shortage of people hodling Bitcoin, but the problem (and that may be a much bigger problem) is that LN-nodes can't use cold storage. If you have 1000 Bitcoin and you could safely increase your stash by running a LN-hub, you wouldn't mind if the revenue is small. It's still better than nothing. But switching from cold storage to a hot node isn't going to happen for a small profit.

You have an interesting way to lead a discussion. First, say that it will be more realistic if the hubs earn less. But then you claim that this will not happen, because few people will risk for a small profit and pull their funds from a cold wallet to a hot wallet that is connected to the Internet, and all the keys on this computer are open .
Either fools or fans will risk their money for a profit of less than 1% per year.

Quote

For example, how will 90% of customers use LN? How will 90% of sellers use LN?

My guess:
Customers will use custodial wallets, just like many people hold their crypto on exchanges.
Sellers will use payment processors.
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If people use custodial services, they don't need LN.