Quote from: bayu7adi on June 12, 2023, 07:33:18 AM

Quote from: Fakhrulenclix on June 12, 2023, 07:25:18 AM

if there is no risk there will be no profit, people who take loans are people who do not have money, if they do not take loans then they will not benefit.

There are still plenty of jobs that will pay you even if you show up without money. You don't even need to borrow money from the bank to work in simple jobs. The world of work provides opportunities, especially for those with high creativity. They will find a special place in companies. Companies need skilled workers, not just those with deep pockets.

So, I disagree with your bold statement. It only reflects the mindset of people who seek profits through alternative and riskier means. Instead of having a vision to amass wealth, who knows what the future holds? The opposite could very well happen. And that would be a severe blow to our financial stability.

Exercise prudence in borrowing. Not all problems are solved through debt. Living a simple life doesn't pose a significant issue, as long as you grasp the essence of gratitude for what you possess, especially the gift of good health that always accompanies you.

Who hasn't heard "higher the risk, meatier the reward," huh? But, life's not that black and white. Take the tech industry. Many kicked off with zilch, armed only with a laptop and a brainwave. So, dodge the debt bullet, polish a one-of-a-kind idea or skill instead. Cash-stuffed pockets? Not mandatory to get rolling. Hard work and a pinch of creativity can trump a bank loan. Sure, borrowed cash can unlock opportunities, but it's also a ticket to the debt dungeon. Livign debt-free isn't just about financial peace, peeps. It's about appreciating simplicity and contentment.