What you say is very true, it is not a good choice to listen to influencers on social media when it comes to finances, we must be able to manage our own finances and never use money for things we don't really need if we want to have financial problems.
There's nothing wrong with watching financial advice from an influencer on YouTube or any social media as long as the advice they share can make you enthusiastic about managing your finances well
It is sometimes useful, but not all the time, because believing in all these online influencers can make you jump to the wrong conclusion. It might help some time, but most of them are not for real; they are just doing it for the sake of followers and likes in order for them to get paid, so you are not expected to always take advice from them because it might be dangerous to you, especially financial advice.
In achieving financial freedom there are different ways to be financially successful, as you said there are those who have to work hard to achieve financial success and there are even some people who work casually but have different results from people who work hard, indeed It would be better for us to have a way of managing our finances that is truly appropriate to what we need and not spend the income we have on things we don't need.
Many people fail to achieve financial freedom because they live very wastefully and don't have a good direction in managing money, they even seem to live a hedonistic life without thinking about how to get more money next. Even though it's not an easy matter, learning to manage money well is one thing what must be done in this era
That is the main issue of most people's lack of financial management, and I am sure people need to have knowledge on that because there are some that will have a nice plan to use their money, but as they get the money, their plans about that money will change, and all this happens as a result of poor management in finance. which are some procedures to follow in order to see the end of poor financial management, and actually people need to know about it because it is very important due to the situation around the globe.