Of course, people can come to bitcoin with a shorter commitment, and then evolve into an investor... since maybe right when a person starts they don't need to commit to 4-10 years, but if they want to be an investor rather than a trader then they should commit to 4-10 years or longer, and surely many of us bitcoiners consider bitcoin as a investment rather than a trade... (even though people do trade bitcoin, which they have a right to do, and they may well even make money off of it, even though many bitcoiners consider trading as a wrong approach and a wrong mindset in regards to bitcoin)...and bitcoin does not care.. you can do whatever you like, even dumb shit.
Considering Bitcoin as an investment can be a good decision for an investor to fulfill his expectations. They have the right to short-term trading, but they should keep in mind that considering long-term investment is a bridge to financial success. The consideration is that if someone chooses the easy method of saving Bitcoin from disposable income every week or month, they will accumulate a huge amount within 4-10 years along with the maintenance of the family and through a very simple process.
The consideration that short-term trading is is at the level of being driven by the risk of trading. If we consider that a trader starts trading, he will have to try to get a large holding and it is equivalent to sinking his capital into an uncertain trade. He can lose its value immediately and is mentally depressed which is the main feature of the risk of short-term trading. That is why wrong consideration works among them and greedy tends to get more profit in the short term.
I think that my main point is that newbies to bitcoin can get started in bitcoin with all kinds of dumb ideas, yet if they get started into bitcoin, they might be able to learn that bitcoin is better as an investment rather than a trade and they can learn how to set up their bitcoin investment systems, including improving on their cashflow management systems. They do not to work out all of their dumbness and their wrong thoughts about bitcoin prior to getting started in bitcoin. They can start, learn on their own and hopefully end up learning and coming to better conclusions based on their arriving at better understandings of bitcoin.
There are so many things to learn about bitcoin, so it tends to take a long time to learn, and sure some folks learn faster than others, yet people still have to learn at their own pace, including that merely because people are smart in other areas does not necessarily mean that they are going to figure out bitcoin faster than someone who may be way less educated and/or experienced. Sometimes people with a lot of knowledge and experience are less motivated to learn about bitcoin because they have various systems in their lives that are working and perhaps contributing towards their not being able to recognize and appreciate some of the powers of bitcoin including to put bitcoin into a wrong category in their own thinking, and then becoming blinded by their thinking that they understand bitcoin, even though they don't hardly have any clues because they put bitcoin in the wrong category.
You are throwing around terms and I am not really sure what you mean.
I have tried to explain here that newbies and small investors may have limited amount of money to start with and if we keep advising him to keep at least 3-6 months of backup fund, it may be difficult for him to trust in investing. He is already a bit skeptical about investing when he starts and it may take some time to naturally gain confidence. Gradually, as he keeps on strengthening his efforts for decent status and becomes more enthusiastic about backup fund and his main objective will be to increase the level of security as the Bitcoin stash grows. At least he will start stashing with any amount.
Ok.. yeah, getting started with whatever amount works, and the emergency fund (and other back up funds) can be built as the guy is building his bitcoin investment. Many folks (even poor folks) will tend to have 2-6 weeks of cash that they keep as a buffer, so many folks already have some level of emergency fund. They can build their BTC stash and their emergency cash at the same time, and perhaps once their emergency cash is equal to at least 3 months of their expenses, then they can then afford to increase the level of their aggressiveness in regards to investing into bitcoin. Don't get me wrong, when I suggest that emergency funds need ONLY be 3 months, I am expecting that if a person has good cashflow management, he never will have to ever tap into his emergency funds unless their is an actual emergency, which means that if he also has strong cashflow management, most of his minor shortages of cash are going to be covered by other back up funds that he has outside of his emergency funds, such as back up funds that he might have for 1) buying a motorcycle, 2) buying a computer/phone 3) buying a bicycle for his daughter, 4) buying bitcoin on the dip, 5) repairing his sink, 6) taking his spouse/partner out on a special date (or trip), 7) other reasons. So it would be quite likely that he would tap into his other backup funds before he even has to tap into his emergency funds, and if he depletes all of his other back up funds, at that point he is realizing that he is in a very tough situation, since all he has left is his emergency funds, and sure he has his bitcoin investment, but he should not be using his BTC as an emergency fund, so emergency funds would be used prior to dipping into his BTC.