Quote from: HelliumZ on Today at 11:32:05 PM

Lack of education and not receiving adequate education are considered the first step to poverty for a person.

I disagree with you, theirs no exception on these statements, you could have say some, why I disagree with you, is because you generalised it, they're some people who is uneducated today but they're counting in millions, and educated people is working under he or her watch.

Quote from: HelliumZ on Today at 11:32:05 PM

To live a lazy life without working hard. Spending more than income without adequate utilization and creating a balance sheet. Facing losses while establishing a business by taking out loans at high interest rates. Participating in gambling and losing everything because of not being able to control yourself. These reasons mentioned above are what create a person's personal poverty.

I can consider these points of yours, what attributes poverty is laziness, because we have so many graduates today, so many educated professions, but they're sleeping with poverty, its a lack plans and lacks of strategies that lead people into poverty, someone cannot be educated but is creative, and through his creativity the person can turn millionaire, so theirs every tendency for creative person to lead the path.