Quote from: dunfida on May 28, 2025, 06:59:31 PM

Quote from: l3pox on May 28, 2025, 06:07:05 PM

Quote from: Bitcoin Smith on May 22, 2025, 09:58:13 PM

Quote from: kotajikikox on May 21, 2025, 04:04:26 PM

I don't think so. Some people might use credit cards or loans but it is just a cycle of taking a loan then paying it and you are not really moving forward are you? Saving also does nothing much but it can be a good start. You start saving money and at some point when the money is big enough you can start investing. Either in crypto, real estate or in a business. But just saving the money? Unless you want to keep working until the day you die then it will not be enough.

Saving is just the first step of getting rich ladder and there's lot more to go.

Let me share where they can start even if we are pro crypto, users who have no idea of what to buy with the money they saved should start buying gold, that is almost ensure there is no going back to zero and once they start accumulating gold they will realize how the value grows over the period of time will make them to explore the investing side.

do you know what they say
1. spend less
2. save more
3. invest better

in my opinion spending less is much harder than earning more if you are willing to work and is smart about what you choose for work
investing better is why we are all here, probably

I think not many think about buying gold, probably the minor part
majority buys bonds and stocks right after it

These are just that the pretty basic things on which you would be needing up to do but on the moment that you would gonna tend on doing so then it will be something that very hard to apply into yourself.
Always be considerate about into things on which you do seem yourself that be able to benefit out specially for long term aspect. We are talking about on having a better living on which this will be that involves financial status and we are all thriving to make this thing to become more better because we do know that having that good financial status do give out that better life of course. There might be things that money cant buy but its hard to live without it frankly. So you should be that mindful on how to utilize and maximize savings for your benefit in long term. You would be needing up to take up some risks on making up some investment because if you wont be taking up such step then you would be ending up on having those no progress into your life.

Saving isnt enough but having some savings is something that it is important because if you dont have savings then we do know that shit situations in life could happen and if you arent that making up some considerations on taking up some savings then your fucked up. The other thing that you can do with savings is that you can make use of it to make some investment on which it will be giving out that chance for you to have that much more better status in terms of living. It all matters about on risks taking because not all will be that willing on taking up such step and thats why you are still stagnant on where you are.

i don't know, I understand how it can be difficult for some people but for me it's not so hard to save, I live well below my means and don't really have so many material desires
I have zero desire to buy a car or even a house and I'm fine renting (I think it has many advantages too and it's proven to be cheaper if you approach it mathematicaly only), definitely not interested in buying luxury items...

of course those who are good at tech will end up having it easier when it comes to ramping up their earnings too, but I don't see why it wouldn't be possible to be done by everyone