Quote from: Fortify on Today at 06:18:17 AM

Which makes sense because they need to get paid interest on their loans but if the person who borrowed it loses everything immediately, then they are less likely to pay it back.

Yeah. That being said, some pay-later apps do market themselves aggressively, I won't be surprised if one of them doesn't offer proper filtering on their customers because they assume terrorizing them with calls or something else is enough to force them to pay on time. I have a pay-later app that offers me a high credit balance even though I never take a high loan there, for example. While it's unlikely they'll deliberately market themselves to gambler, some of them might allow gamblers to take a loan as long as they offer their personal data and whatnot.