Quote from: Questat on September 25, 2025, 12:27:53 AM

Saving does not necessarily require us an instant big amount. Whether it's big or small, it does not actually matter. What's most important is how you often save regardless of its amount. So if you have only few bucks left from your salary, then continue saving it because once the value compounded, it will gradually become a significant amount. And frankly speaking, even the poorest of the poor can definitely save if he really aims to, it only depends on the kind of mindset you chose to adopt.

Now my question is, why do a lot of people complain that saving is too hard for them? Well reality hits that inflation is inevitable, but does it mean that people can only save if there is no longer inflation? Or is it that people actually adopt the wrong mindset towards saving their money?

It requires a lot of discipline to save, some people only think about the present instead of thinking about the future. Some make the excuse of not earning enough a good reason not to save but that's not a valid excuse. Saving 10 to 20 percent monthly can accumulate to something significant in the future but like I said it takes discipline to be consistent with it especially when the result doesn't come instantly