What kind of people benefit
Those that are not weak hands and are ready to hold Bitcoin for a long time, not minding the volatile nature of it but, investing with every given opportunity, in fact, they don’t need to wait on an opportunity to invest but continues to DCA as the funds becomes available.
what kind of people lose on a bitcoin standard?
Those that loss are those that don’t take the opportunity they have now to invest, always looking at the price to have been too high and those that panic sells because it dumps a little or take profit way too early.
How would it impact big companies, banks, and governments, and how would adoption speed affect all of that?
The institutions mentioned are in alliance with fiat as it is their own product. You wouldn’t want to value Bitcoin above their own product, making it secondary. Hence, they would continue to be biased and not take much chances with it to have the confidence in those that still patronize the fiat and by so doing, the loss too.