Some offices give employees time off during holidays, but others don't. Some even make employees come to work on Christmas Day or during other festive seasons.

For me, I don't think it's fair to make an employee work during holidays. I think it should be voluntary - if you want to come to work, you can, but if you don't, you can stay home and celebrate with your family and friends.

Giving employees official holidays during their festive seasons should be part of their benefit package. I say "their festive seasons" because Christians may want to celebrate Christmas, Muslims may want to celebrate Eid al-Fitr, and Hindus may want to celebrate Diwali.

This is also a way to promote diversity in the workplace. If Christians take Christmas off, Muslims and Hindus can work, and then when Muslims take Eid off, Christians and Hindus can work. This way, you can regulate your workforce and give employees the freedom to celebrate their holidays.

By doing this, you prioritize employees' satisfaction and well-being. This is why people don't leave jobs, they leave toxic work environments. When you make people feel comfortable and loved, they will stay, and it will increase productivity and mutual respect.

Closing offices during holidays for like two weeks might affect business revenue, but how much?

You've been working from January to December, you should have sustainable investments and is it worth making employees miss out on time with their families and friends? I don't think so.

But what do you think about making someone's work mandatory during holidays?

There is 3 type of people and everybody else are just around 2 type of people the 1 and 2 type.
1.the first movers active those who takes risks ceo-s!
2.they are from the 1st type family
3.they either work for 1 or 2 type until they take risks themselfes and they not from rich family background.
Then there is 4th those who bit lucky like lottery winners but that's not the pattern of behavior just happening.

The more you learn how to take risks the more you learn the better you know what risks and how to make it.
So more you Grow and experince you got the more you will adapt situation to be good at it.

So If you want to be wealthy ask yourself what risks you been taking, the more small ones you take it the more you adapt ability to make good calculated decisions.

Why ex -convicts and crimimals become often very good business ceo-s investors and so that's because their previous stresful criminal lifestyle have made them very good to manage steasful situation and their brain been working good with risks, If those people turn their life around and become person who making money in legal business they got allready risks taking and stress management experince so that's good base level for them to use it. - you see every shadows have light and every lights have shadows in life -  so each thing has good and bad things.

So the key to success is risks, we all talking about those who made something in history we all admire them but few only have that courage to take risks and do something.
When person can't even take small risks it means person need work on taking risks so then can move to bigger risks.

But don't think nothing risky, it's all risky and you better start today you see someone has something good and life seems good so it means they know how to take risks the SOURCE OF ALL WORLD WEALTH is risks, and then those who are either from their family like rich kids of FATHER WHO took that RISKS,or others who work others.
Wealth spinning around those who took the risks, and everything else is just spinning around them.

You don't want to work for someone else ?
Then take risks and learn that's the only way no other ways, If anyone talking like there is safe ways and easy ways then it depends whos taking those risks, someone with 5 years + experince on crypto for him it's all easy but someone who start first day he will do the mistakes and panic, that's okay we all do mistakes but over the time you Grow and learn.

So Life is RISKY, next time you talk bad or envy someone wealth then think about risks they been taking.
Off course If person taking risks like OIL tycoons Jp morgan and others or steve jobs, and any other ones they built empires for generations the wealth off course those who close to them will get that wealth too.

That's why every 3rd generation tend to lose wealth but not always sometimes rich kids using their parents wealth to learn risks and only way to learn is not by theory but trough actions yes DONALD TRUMP burned a lot fathers wealth but off course one way you need to learn that and experince is only teacher.

In our country, it is a very common practice among friends, family members and relatives to lend our bank account to receive their money in our accounts and let them withdraw with ATM cards. Which is the issue I wanna address today after reading a bank freeze story on other platform.

People involved in p2p trading know the risks of bank freezes which often happens due to receiving funds linked with an illegal/unauthorized transfer from someone's bank account so months after we done trades just on a random day our bank accounts, credit/debit cards, internet banking will be inaccessible and when we contact the branch their response will be cyber crime ordered them to. Once we are at this stage it almost 99% that there's no going back and since we can't identify who send the funds so the primary suspect will be us to avoid being in the situation we should avoid trading p2p especially when they offer 12% or 20% over the market rate.

Now coming back to the topic, there are chances that someone can take advantage of their ignorance and trade couple of times and withdraw their money immediately but after months they will receive bank freeze and all their money will be under hold indefinitely so we should create awareness about this among our friends and family circle about not lending our bank accounts to anyone and even by the bank terms it's solely for personal usage and all the legal liability comes under the responsibility of the account owner alone.

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

By my assumptions, there are strong indications already that we are moving past an era where employers put educational qualifications at the fore front of their requirement for employment into certain positions, some employers now hold personal qualities such as skills possessed by the individual ahead of the school they went to and the degree they graduated with. First, I would like to ask, could this be a reflection of a failing educational system? My second question is that if you happen to be the employer here, which will you consider more, school or skills?

Making money work for you instead of always working for money comes down to building a streams of income that don’t rely on your time alone. I think, it’s not about quitting your good paying job overnight, but is all about you using the money you earn to create assets that pay you back overtime.
The most practical way to start is by saving consistently and investing wisely, it could be in real estate, digital asset like bitcoin or even high yield savings accounts to start, the whole idea is just to get your money moving, not just moving but moving effectively.

But financial freedom in my own view, isn’t just about investing in traditional assets. You can as well build income generating systems, which include; an online store, a digital products or a content channel. It seems these will take your effort up-front, but they can generate income without you needing to be involved every hour of the day. Though, I’ve seen people starting e-commerce stores, affiliate marketing, freelancing by using platforms like Unified, Upwork, fiverr or freelancer which helps turn a business into something closer to passive income.

The mistake i see from a lot of people, is by chasing “Passive” income without building any foundation. You have to earn, save, invest, and then reinvest your gains. It’s not a joking matter, with time it will compounds to something huge.
The goal is to shift from being paid for your time to being paid from your assets or systems.

There’s no harm in starting small, start a little then use your income to buy things that appreciate or that generate cash flow, not just things that will cost you more like every month or a year.
Very importantly………..
keep learning, it’s a mindset shift that happens gradually.

The value of money can not be overe emphasized, as it is an essential for living a satisfying life,

But is it all that important??

Being rich makes most things easily accessible to you, being poor means the opposite, unfair as it may seem, this is the reality of life, this doesn't mean being somewhere in between is a crime.
The pursuit of wealth can be very demanding on a person as getting money is a hard as it can get, but is it enough to just pursue wealth? Is having just enough not a good thing?
Your opinions mean a lot

Given that almost every country has economic challenges, I’d like to hear your personal opinions, where do you think is the best country to retire in?
Tell us what you want to do when you retire and how the country you choose can help you achieve that.

Poor buying when things expensive they are expert buying top in everything and FOMO in also the middle class are expert on buying highest prices and not just buying they buy it with credit.
Rich buys when something is with good price low price poor buys just to spend money.
Middle class behave like poor too they buying expensive.

Marriage is often romanticized, but the reality is far more complex. Many couples enter marriage with little understanding of how to navigate conflicts, communicate effectively, or manage shared responsibilities. So, what kind of marriage education do we actually need?

First, we need practical tools—not just fluffy theories. Think conflict resolution skills, financial planning, and emotional intelligence training. Second, real talk about expectations. Too many people go into marriage with unrealistic ideals, only to face disappointment later. Finally, normalize ongoing education. Marriage isn’t a one-time event; it’s a journey that requires constant learning and adaptation.

What’s missing in today’s marriage education? Should it start earlier, like in schools? Or is it something couples should figure out on their own? Let’s discuss!

A newbie should always avoid using money in trading, until you fully understand everything about trading, it's better not to use money, I don't know about trading that's why I've never traded with money. I review demo accounts all the time. Moreover, trading is a high risk area, it won't take long to lose all your money due to a small mistake on the trading platform, it can wipe out your account in an instant. So I try to stay away from trading as much as possible until I know and understand trading better. I earn money very hard, I have to suffer a lot if my hard earned money is lost due to wrong decision. So I am always careful.

 
I have been researching about Bitcoin for a long time, I have learned about the profit and loss of Bitcoin and the results of holding it for a long time. So I focus more on investing in bitcoins rather than trading, I decided to hold on a weekly basis using the DCA method and I have been doing this for the past month.

I have a friend who was elected into a political office. Before he was elected he was well known for his uprightness and integrity. Now, his new office is filled with corruption in the form of looting of government funds. He told me that when the allocation from the central government comes, the chairman of the local government will call them and give them a large amount for their upkeep. But they still receive their monthly salary and allowance.

He is well aware that the allocation was for the development of the local government, but he is forced to take it since almost all the elected officers are collecting it. The first time he rejected the money, he received a threat that he would be impeached or violently attacked. This is because his colleagues are scared that he might reveal the corruption that is going on in the local government.

My friend decided to set up a foundation that gives scholarships and builds schools. With the illegal funds, he usually receives every month, he has been able to finance the education of many poor students in his ward and has also built and refurbished a few schools.

He knows that those funds he receives are illegal but he vowed not to use them for his personal needs. What is your opinion on this matter?

When the first machine was invented, people thought workers could take it easy. But what happened? More factories appeared, the workload increased, and capitalists were all smiles, while workers still had to toil away. When computers first came out, we thought we could say goodbye to pen and paper. But what happened? Now, we can't even go to the bathroom without taking our laptops, afraid of missing an email. And don't even get me started on phones—we thought they would broaden our horizons, but our view has shrunk to the size of a screen. Many jobs are now completed with AI assistance, and tasks that used to take three days now have to be done in one. Keynes once said that by the end of the 20th century, technological advancement would reduce the average workweek to 15 hours, but maybe only the Nordic countries have achieved that.