Same problem again. Damm, the web interface is is very unreliable. 

You shouldn't. This program is too much important to accept binaries compiled by others.

A web wallet is always convenient, so you can spend money in any computer without having to install a desktop program.

Anyway this is giving them a bad image, because it is the only official interface available now (Electrum is in beta).

Yes, now it is OK.

But if you have to restart the server often, that might be an indicative that something weird is in the software.

Hi, I just bought a Trezor, and is wonderful.

But using mytrezor all transactions that I sent using the device are showing "unconfirmed", when there are more than 20 confirmations according to blockchain.info.
Am I alone in this or is there a problem with your server?

We are in a delicate situation here:

Many people want to get out of BTCJam, but the problem is that we have money in there, that will not be returned until the borrowers do pay.
But if the borrowers don't have confidence in the site, they will not pay.

So we are in a situation in which many investors are holding their words out just because they want to get paid, and only criticizing internally in groups like BIG of Facebook.

If you want to get out of their system, the best way right now is not to invest in any more loans there and slowly get your money out as payments come. Then, choose a better platform (BLC seems to be working great for now, and the admins are much more open).

I'm a BLC investor and cannot be happier. 0% defaults until now, and a fantastic community.

And overall, it is the preocupation of their admins to provide a good and transparent service, something that BTCJam lacks.

Of course, that is not good for scammers, so they complain a lot about BLC.

Thanks, mbelshe, some more questions:

- What is you business model? I suppose you are not offering this service for free withoud incentives.
- Is there a plugin for firefox?
- Where can I download the Android app? (I don't use Google Play, for privacy and security reasons, only F-Droid and self-checked applications).

Your problem is simple:

your android device is compromised, somebody hacked it and got your private keys. Most probably, the person hacked it days before.
Then, the hacker went to blockchain.info, introduced your keys and decided to robe only half. Why only half? Because probably the hacker knows you and didn't want to robe all your bitcoins, for emotional reasons.

So, who has been using your phone lately?
How many intelligent related people has access to your things? A son, a brother, uncle, a coworker, friend.... the fact that s/he returned half must tell you something.

Pin protecting the screen is useless. That protection can be very easily eliminated. The attacker could even have copied  your phone flash image into a computer in 2 minutes and return it to you without you noticing anything. Most phones are hackeable very easy just by knowing how to flash a ROM. Does any of your related know how to do so? Did you left your phone in some place for a while?

Note that the hack could have been happened in any time since you installed the application. Can be 1 week or 1 year or any time. So try to remember when you exposed your phone in such a way.

Hi, most of the problems in the past about stolen money was caused by some leak in the online servers.

What guaranties do you put in to avoid being hacked?
If an attacker hacks your server, it can do whatever they want, specially they could wait for some big accounts to log in, send fake JS to the client, send a hacked updated version of the app to chrome, etc.
I only see that it is probably harder to hack than blockchain.info, but still you are somewhat vulnerable.

I'm not saying they would be able to sustain that problem for a long time, but one day or even some hours doing so could be catastrophic for all users using the service at those hours.

Am I wrong?

UPTDATE: I can now withdraw from BTCjam.

Yet, I have many investments there that are not going to be paid in at least 6 months, that means I must maintain an account there.
There are also some users that only publish on BTCjam, perhaps because they are not yet used to how BLC works. I think that the main problem for newbies using BLC is their investment system.

I've talked to the admin about that, and I think they are improving the page. Anyway once you learn to use their system, it is actually better, because investors can choose the rate, while the borrower can choose the investors, which is ideal for both parties.

Thank you. I'm already making the switch, and there is no comparison... the support at BLC is exquisite, both the admins and the community is much more responsive and clear.

I have also noticed that BLC is actually catching some scammers and suspicious loans much faster than in BTCjam. I think that the reason is that you return the 2% comission in case of default, something that BTCjam doesn't, so it is in your interest to remove scam or you'll lose.

Also, I find simply great the posibility of free speech in your page. That's the main reason for the switch. Now I can ask and publish links without censorship, as it should be!!

BTCjam is favoring scammers, we all know it, as they make profit out of them. They take 4% of the loans before the scammers run away, so they are very relaxed on checking the validity of their ID. Some of us even doubt that they do any check at all, as the page is full of pirates that are constantly attacking with the similar patterns with small variations, like if they were the same guys scamming us many times. Sometimes the fakes as so evident that one can only ask himself what is wrong with BTCjam admins.
I'm wondering why they don't take the money after the borrower pays and not before, is it because they want investors to take all the risks while they always win, be it a scammer or not?

They censor any link you publish, or any critic to the system. They put as an excuse that links are dangerous (wtf?) because may contain virus (so what the f*ck is internet without links???), while allowing scammers to publish scam loans without limits. Of course, they don't allow to revert your invest before funding, because you may discover after investing that the guy is a scammer, and that would let them lose their 4%.
It is funny, because they don't consider unsafe to let scammers scam you, but they consider unsafe to critic them or help other investors fall in the traps of the scammers they allow to camper freely in their page. For them, it is also very unsafe that you contact other investors or make a sane relationship with a borrower.
Consecuence: almost any seriuos investor in the page is either in the competence (bitlendingclub.com) or comunicating with others by other means, mainly facebook and forums.
Is it perhaps that they want to always win, that they are only after their profit, and that letting people to talk and relate to others freely could fake their plans of getting more money out of investors?

I have currently 2BTC in their systems, 0.4 of it should be able to withdraw, the other is invested. Since yesterday or perhaps before, I've been censored on any comment I try to publish, and cannot withdraw. Although one can understand that they censor any comment (I don't even think that would be correct except for real spammers or radical content), what is the reason one cannot withdraw if there is no debt? IT IS NOT THEIR MONEY.

Some of us have been trying to contact their support for 3 days, without a single response or explanation on why they censor, and why our money is retained. If there is a technical reason, why don't they answer? We can't allow this kind of bad behavior without publicly denouncing it, and that is what I'm doing. The last time a thing like this happened you know the results (yes, I'm refering to mtgox).

Thank you for your attention.

EDIT: NOW I CAN WITHDRAW.

'I want to link my Bitcointalk name with BTCJam's. Verification code: c7d7b293-3233-4353-b5de-1f4a54446695'

Hello!

I don't know if you are ware of the new iniciative called Bitcloud, a new attemp to redistribute, decentralize, and anonymize information and content based on the ideas of Bitcoin.

With the proof of bandwidth concept, we can create decentralized applications for sharing bandwidth and routing network traffic. Bitcloud is a distrubuted autonomous corporation, which means nodes have an incentive to come onto the network. One of the many problems of certain free and open source projects in the past has been the lack of a profit incentive. With Bitcloud, nodes on a mesh network can be rewarded financially for routing traffic in a brand new mesh network. This removes the need for Internet Service Providers (Comcast, Verizon, AT&T, etc.). We can also replace many of the centralized applications on the current Internet, such as YouTube, Dropbox, Facebook, Spotify, and others with decentralized, open source alternatives. We will have to start by decentralizing the current Internet, and then we can create a new Internet to replace it. If you're interested in privacy, security, ending Internet censorship, decentralizing the Internet, and creating a new mesh network to replace the Internet, then you should join or support this project.

We are in the stage of designing the protocol and the economic model.
We are so open in this regard, that we are recruiting economists and thinkers to cover any possible flaw and make this the perfect distributed application that will change internet forever.

You have the opportunity to present your own model, based in the general idea of Bitcloud, and become part of the team. We plan to remunerate contributors before the first alpha launch.

Further instructions to help us:

We are writing the papers and the protocol in a Github repo:

https://github.com/wetube/bitcloud

There are many contributors alread, but you can read my personal proposal, to get a general idea:

https://github.com/wetube/bitcloud/blob/master/economic-model-javier.org

Then,  very important, read some of the economic options that we are considering in this moment:

https://github.com/wetube/bitcloud/blob/master/bitcloud-decisions.org

Then you can go to the forum and read the economic thread:

http://talk.bitcloudproject.org/index.php?topic=3.15

Also, you can chat live with us to discuss everything. We are at #bitcloud-dev (freenode IRC).

Please help us to make this a reality!

Best regards,

Javier.

The moderation concept is more advanced because it allows to separate the actual storage from moderation. In our system, each node can be attached to a number of moderators, and anyone can become a moderator.
Most importantly, our content will be avaiable in any place. For example, someone can embed a video of us

About the delivery of the code, we are just in the first stage of writing the protocol. We have made this public because we really want people to contribute with ideas. We are against centralization even for development and brainstorming.

Great! You are the first graphic designer to contact us. Please join us at #bitcloud and #wetube at freenode IRC.

Hello, we have seen your project Datacoin, and I'd like to inform you
that we are doing something equivalent.
Perhaps we can join our efforts in some way.

First of all, this is the repo of our project:

https://github.com/wetube/bitcloud

You can read first the White Paper, and then "bitcloud.org" which is the
protocol I'm writing.

I must say that, although we are going to a similar end, there are some
fundamental differences:

- We generate money from bandwidth sharing.
- We don't store nothing in the blockchain, just money transactions.
- We have moderators, which is a separate layer, and anyone can become
  one without technical skills, nor having to maintain a node.
- We are node centered, most of the work is done in the nodes which
  means that normal or anonymous users can access from a web browser
  transparently (they don't even need to know they are using
  Bitcloud). Our content is embedable in any webpage.
- We have a full descriptive language similar to SQL for accessing the
  bitcloud from any program in any place, they don't even need to
  download the blockchain.
- We introduce the concept of law, judge and enforcement, which is a
  form of very advanced Proof of Stake.

And probably there are many more differences, we are just scratching the
surface.

What we'd like to know is if you're interested in our project in some
way, perhaps we can join our efforts and make the best data sharing
protocol ever made, and change the world forever.

There is no way a single user or just 2, 5 or even 10 programmers are
going to bring this big project into existence. I think it is time to
go together before we do sub-optimal solutions separately.

We can meet each other in our channels, #bitcloud, #weetube and
#datacoin so we can discuss all of this.

Plus, in our project money is generated for bandwidth sharing and downloading/uploading content is always free. And not to speak about moderators, which is probably a very big step forward for providing quality content and avoid legal issues.