Sure.  If you have identified bitcoin as a place to grow your investment, it does not necessarily mean that there is any need to get into "Real estate, Tree plantations, business ventures," as a retirement way to generate income, since bitcoin has been and likely will continue to be a better place to hold money for generating income, too.

Time-based sustainable withdraw assumes that bitcoin is going to continue to go up in value, and it seems likely that it will continue to go up in value more than any potentially competitive asset class areas.

Sure, you might want to buy real estate to live in, and maybe you like to own certain kinds of businesses based on your own personal interests, yet I doubt that you need to engage in that kind of investment in order to give yourself an income (especially if we are working with the presumption that you had already accumulated your bitcoin through whatever income you had over the prior 4-10 years or more, and yeah sometimes even 20 years or more.  In other words, bitcoin is likely going to continue to be superior in terms of its returns as compared with other places that you can put your value, so you likely are able to live exclusively off of your bitcoin, even though you could have various other streams of income that might not necessarily be correlated to bitcoin, and you likely would also spend your various inferior assets prior to spending your bitcoin, even though I hate to proclaim a strict blanket rule since each guy has to figure out his various balances of investments and also the extent that he might continue to work even after reaching overaccumulation status..


Let's try to use more realistic examples, since I hardly see much use in fantasizing about guys back in 2010 since we cannot turn back the clock, even though surely there are guys on this forum with various length of histories in bitcoin and various levels of aggressiveness in accumulating their bitcoin, and at the same time, surely we likely realize that in early times, it took less capital to reach overaccumulation status, even though the ways of measuring overaccumulation status might have had varied through the years, since the longer bitcoin exists, we might gain some ways in which we are attempting to measure the extent to which we have enough or more than enough or perhaps how ling we might need to spend accumuating bitcoin in order to reach a status of having enough or more than enough.


I agree that if we are in our accumulation phase of our bitcoin investment, we likely need to focus on various ongoing buying ways to get bitcoin, and selling bitcoin in order to accumulate more seems like a gambling approach to bitcoin and filled with too many uncertainties, since if our goal involves accumulating more bitcoin we need to attempt to stay focused on ongoing buying of bitcoin in various ways, and sure at some point it might start to seem that we don't necessarily need to continue to buy bitcoin, even though at some point we will likely will need to calculate the extent to which we need to buy more bitcoin or perhaps transition into either a holding phase or maybe at some point we just buy on dips, since we mostly are getting close to having enough or more than enough bitcoin, and of course, I consider the goal to be entering into sustainable withdrawal and/or having bitcoin as a lifetime investment rather than either selling out of it or overly depleting it, unless a person might be close to death or have some age and/or health considerations that motivates needs to sell larger portions of bitcoin rather than more incrementalist ways of price-based and/or time-based sustainable withdrawals (selling of small amounts based on established parameters).


Buying bitcoin within our discretionary income, and practicing good cashflow management are surely ways to build up our bitcoin holdings, and we also would likely need to make sure that we are holding a decent proportion of our bitcoin in self-custody.. perhaps 80% or more of it.


You are still framing this in a weird way, since it seems that each time a person buys any bitcoin, he should be considering that bitcoin to be 4-10 years or more in his possession before selling it, except maybe some spend and replace situations.

How much time a guy sets as his investment timeline surely relates to personal circumstances including perhaps whether the guy might have age/health issues that might cause him to have an investment timeline that is less than 10 years, but then also the extent to which a guy is able to be aggressive in his BTC accumulation is going to likely affect his investment timeline as well as how much of his income is discretionary income, since a person who has higher discretionary income is going to be in a position to potentially reach overaccumulation status faster than someone who is barely able to figure out the extent to which he has any discretionary income and some guys are in a place where they are not really able to increase their discretionary income which may cause their timeline for investing to be longer, yet surely sometimes younger folks will have abilities to potentially increase their cashflow and their discretionary income with the passage of time..

so there can be quite a few variables including some guys who are better at managing their cashflows so that they are not putting their bitcoin holdings in overly risky circumstances, so in that regard, some guys might screw up in their determination of being aggressive and to cross over into being overly aggressive without necessarily realizing it and/or if they end up losing, then maybe if they realize their mistake before it causes considerable amounts of damage to their situation... in other words some kinds of mistakes are not greatly damaging, and other kinds of mistakes could set a person many years back or even cause it so that he can never reach fuck you status, if his aim might have had been to reach fuck you status (which just means a status in which a person can quit their job and be able to live off of their bitcoin).



A lot of guys get sloppy, and they don't have any emergency fund, so then their bitcoin (their investment) ends up serving as their emergency fund.  So then that bad practice likely becomes a matter of being too greedy, when frequently it is better to hold back a certain amount of cash and to keep that cash on hand to cover various situation that might come up and certain situations that might last quite a long time, so many times there is a recommendation to have at least three months of emergency funds, but if a guy is in his early stages of building up his bitcoin investment, he might build his emergency fund at the same time as building his bitcoin investment, and yeah sure during that period of time that both are being built simultaneously, it is true that the guy might suffer some emergency in which his emergency fund is not enough, so there remains a balancing of determinations to build up his emergency fund and bitcoin investment simultaneously (which I think is the better way forward) or to build up his emergency fund prior to investing into bitcoin (which I believe is an inferior approach and even maybe showing that the guy does not understand the importance of getting started investing into bitcoin). 

There are guys who might have less than 10% of their income that they are able to split into investing into bitcoin and also building their emergency fund, and if you think about it if they are investing only 5% into bitcoin and 5% into their emergency fund, it could well take around 5 years for them to build their emergency fund and their bitcoin to point that they have invested 3 months of their income (which is 25% of their annual income) into each... so those lower levels of investment take a long time to build up investment portfolios, and even in that particular example once the emergency fund is 3 months of expenses, then at that point then more emphasis could be given to just investing into bitcoin, even though some folks want to build reserve funds too.. so reserve funds have more flexibility to be used for other things and I imagine if a guy is taking 5 years to build up 3 months of expenses of an emergency fund, he may also be tapping into that emergency fund from time to time, which will cause him to have to replenish any amounts that he had tapped into and depleted the emergency funds.

You're right, when you said about few years some investors can only hold for like 2 to 3 years and start focusing on selling thier bitcoin investment when they are supposed to maintain the ongoing buying of bitcoin for like 5-10 years before they will start attempting to sell thier holdings, the truth is a lot of people is very curious to taste profit which is why they always end up selling their holdings in the middle of thier accumulating journey.


Being concerned about how much they are in profits or not  in profits is the reason why alot of people keep making unnecessary imaginations and dreaming of having  1BTC in thier portfolio but in reality they don't even have a single stash of bitcoin in thier portfolio. That is because they're just looking for a possible means that would lead them into owning 1BTC so that they can be swimming on top profit, without knowing that thier consistency will determine if they will achieve the dream of owning 1BTC or not, Because when you stay focused in accumulating bitcoin your dreams can come through.

I don't see any reason to be overly focused on profits, especially during the first few years of bitcoin accumulation.

Sure there is no problem to pay some attention to profits, but many newbie bitcoiners within their first cycle or maybe even longer are likely going to be just buying bitcoin on an ongoing basis and sure if they are able to catch some dips then fine, but there budget would likely mostly be focused on ongoing buying so that they stay focused on accumulating bitcoin rather than being concerned about how much they are in profits or not in profits.

Later down the road there may develop more importance in regards to profits.. yet really the newbie bitcoin does not likely have too many ideas about where the BTC price might go in the short term, even if he might have some ideas about it, he really cannot be getting motivated by employing waiting strategies rather than ongoing buying strategies, unless maybe he might consider some portion of his bitcoin buying budget to be dedicated towards ongoing buying and the other portion dedicated towards buying on dips..

So, for example, a guy who might be buying $100 of bitcoin every week, may also be holding $20 per week on the side for possibly buying dips.  That may or may not be a good strategy, but it may well make the person feel good to have some money held on the side for potentially buying dips, even though the majority of his strategy remains focused on ongoing, persistent and consistent buying with the $100 per week.


Even if you (Lembo69) are referring to longer timelines (such as 4 years or more), you still seem to be referring to bitcoin as a kind of long term trade, and maybe in order to really think about bitcoin as an investment, you need to consider 10 years or longer?

I do frequently suggest that bitcoin can be an investment for 4-10 years or longer, yet those folks who are investing less than 10 years, such as somewhere between 4 and 10 years may well have health or age reasons that cause them to need to curtail their investment, yet it is difficult to consider some other excuse why a person might plan to invest into bitcoin for less than 10 years unless maybe he might be planning to trade it.. since it seems that if a person is recognizing bitcoin as a long term investment, then he would want to keep it forever, and surely once he gets to a status of having enough or more than enough, then at that point he might start to spend from it, but if we are just thinking about getting in and out of bitcoin, then to me, that sounds like a trade rather than an investment.

I will grant that sometimes a person may well be in an investment, and the strength of the investment thesis goes away or weakens, and in those kinds of circumstances, there may well be needs to get out of the investment or drastically reduce the investment based on the weakening of the investment thesis.

It is difficult to predict the price of Bitcoin. So, if you consider the market to be in a position that is suitable for purchase and keep it for long-term preservation, then you do not have to worry about the bullish or bearish sentiment of the market. You may be thinking of a bearish period, but if the market is more bullish than the current situation, then it may be a regret for you. Many of those who did not buy Bitcoin in the past but waited for the dip are now regretting that they could not buy Bitcoin despite having the ability. If you have money to invest for a while, it is better to invest as soon as possible without delay. In many cases, it has happened that they lost their focus after waiting for the market to be bearish.