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The Federal Housing Finance Agency is looking to make cryptocurrency a legitimate reserve asset in mortgage risk assessments. The director of FHFA has signed an order that would help borrowers get home loans without converting their assets into fiat currencies. This is good news for crypto holders planning to buy a house because without having to convert their assets, they would be avoiding an additional capital gains tax. This would also help first time homebuyers with not much funds but have enough assets held in crypto. A list of qualified cryptocurrencies is yet to be released but we should expect bitcoin to be included.
If you were a homebuyer, would you wish to buy with your bitcoin?
If you were a homebuyer, would you wish to buy with your bitcoin?
You don't seem to have understood very well what you have written, that last question gives it away. The fact that the bank takes into account what you have in cryptocurrencies in the risk assessment does not mean that you have to buy the house with them.
Which means someone that needs a mortgage loan can use crypto as a collateral? But why mention crypto when those shit coins can not serve such purpose because of their high volatility and the fact that they are not getting to all time high. Only bitcoin is suitable for this because it is the only coin that can be called store of value.
Neither. They are talking about including cryptocurrencies in the risk assessment.
In other words, before, if you had $100,000 in money in the bank, a debt of $50,000 and a million in bitcoin, you were only counted as having a net worth of $50,000. Now you will be counted as having net worth of $1,050,000. In most cases you will not have to use bitcoin as collateral, because when you buy a house with a mortgage the collateral is the house itself. Unless you are seen as risky, and then you may be asked for someone to guarantee you or to contribute assets, which could be cryptocurrencies or others.
Do you consistently play or slow down/skip?
Over time you learn that when you are on a winning streak it is not going to last forever. It is acceptable to keep playing as long as you keep winning money but the moment your winnings total drops and you start to feel that your luck is running out you have to log off and withdraw money and enjoy what you have won. Too many people keep playing as if their luck is never going to run out and they lose everything.
Re: 🔥BetFury.com | 👑#1 VIP CLUB | 🎁FREE BTC DAILY | 🤑Up to $10 500 BONUS
🎰 I was playing Blackjack on Betfury Casino today (not live games, just against the system). Since it was only me and the dealer bot, I noticed the outcomes felt a bit predictable at times.
I used a strategy: after a loss, I doubled my next bet and usually won it back with some profit. It seemed to work well.
But here's my question for the all ØGs:
Without other players at the table like in live games, do you think it's really fair or realistic to win consecutively in system-based Blackjack?
Because honestly, I’ve never lost 5 games in a row in live Blackjack before.
Curious to hear what you all think. 🃏💭
I used a strategy: after a loss, I doubled my next bet and usually won it back with some profit. It seemed to work well.
But here's my question for the all ØGs:
Without other players at the table like in live games, do you think it's really fair or realistic to win consecutively in system-based Blackjack?
Because honestly, I’ve never lost 5 games in a row in live Blackjack before.
Curious to hear what you all think. 🃏💭
What I think is that you are relying on a tiny sample to establish the supposed predictability of outcomes. If they were so predictive, why did you lose? Besides, you used the martingale strategy which I don't know why it is so famous in this forum when it is well known that it doesn't work (or rather, it works until it stops working and that every time you double the bet you increase the risk of loss exponentially to win only the initial bet).
Playing against the algorithm instead of a live dealer can lead to more distrust but houses with good traffic and reputation like Betfury don't need to rig anything to make a lot of money. Simply by setting random patterns and making sure the casino has traffic they make a lot of money.
So I think you were just unlucky in that session.
Re: ¡Decidido! Me compro mi primera HW - Trezor Safe 3
Realmente lo de Ledger es bastante lamentable como trata a sus usuarios, y por eso mismo si bien esta bueno tener una HW realmente para mi la mejor opcion sigue siendo tener una wallet electrum en algún dispositivo.
Yo el primer Hardware Wallet que tuve fue un Ledger y nunca mas, aunque cuando yo lo compré aún no habían hecho todas las cagadas que hicieron posteriormente. Son demasiadas cosas y para mi viven más del nombre que adquirieron en el pasado, más que porque hagan las cosas bien.
Al final me decidí por una Trezor Safe 3, es una pasada 
Por cierto, podrías editar el título del hilo, yendo al primer post y poniendo en el espacio de 'Subject'
Quote
¡Decidido! Me compro mi primera HW - Trezor Safe 3
Para evitar confusiones.
Re: ¿Cómo recibir pagos en Bitcoin si mis amigos solo tienen euros? (junio 2025)
Para mí que lo estáis complicando todo demasiado. El OP quería recibir los pagos en euros y que se convirtieran a bitcoin. Le he preguntado a la IA:
Según esto, los amigos de erhenry no tienen ni por qué saber que él tiene bitcoin ni que los euros que le van a enviar los va a convertir. Eso sí, para pequeños montos erhenry tiene que pasar un KYC básico. Si lo quieres sin KYC olvídate.
Quote
Sí, desde España puedes utilizar la app Strike (de Jack Mallers) para recibir euros y convertirlos directamente en Bitcoin. Aquí te explico cómo funciona:
📥 Recibir euros vía SEPA
Strike Europe admite depósitos ilimitados y gratuitos por SEPA desde tu cuenta bancaria en euros
x.com+14businesswire.com+14coindesk.com+14
.
Al recibir esos fondos en tu saldo en euros de Strike, puedes comprar bitcoin dentro de la app.
🔁 Conversiones entre euros y bitcoin
Puedes elegir si tus depósitos en euros se convierten automáticamente en BTC.
Las conversiones se realizan instantáneamente, con Strike aplicando un spread (margen) sobre el precio de mercado, sin comisiones adicionales de transacción
apps.apple.com+3coinbeast.com+3reddit.com+3
theblock.co
.
💶 Spread y tarifas
El spread suele rondar el 0,6 – 0,7 %, similar o mejor que muchas plataformas de intercambio .
No cobran comisiones por depósito ni por retirar bitcoins (siempre tendrás que pagar las tarifas de red o de routing en Lightning) .
⚡ Práctica Lightning
Strike opera en la red Bitcoin y en la Lightning Network, por lo que puedes recibir o enviar BTC instantáneamente usando ambas redes .
En Reddit, usuarios confirman spreads bajos (≈0,25 % según algunas pruebas) y ausencia de comisiones extras, aunque reconocen que el spread existe .
“nunca pagué comisiones; el spread viene ya incluido, y ronda el 0,25 %”
“Takes 2 weeks to get your paycheck in there… pero buenos fees bajos y Lightning rápido”
businesswire.com+4reddit.com+4reddit.com+4
✔️ En resumen
Funcionalidad Disponibilidad en España
Depósitos SEPA en euros ✅ Sí, ilimitados y gratuitos
Conversiones euros → BTC ✅ Dentro de la app
Spread aproximado ≈ 0.6 – 0.7 %, ocasionalmente ~0.25 %
Comisiones por depósito/retirada ❌ Strike no cobra, solo fees de red Lightning/Bitcoin
Envío Lightning ✅ Disponible (envíos instantáneos)
📥 Recibir euros vía SEPA
Strike Europe admite depósitos ilimitados y gratuitos por SEPA desde tu cuenta bancaria en euros
x.com+14businesswire.com+14coindesk.com+14
.
Al recibir esos fondos en tu saldo en euros de Strike, puedes comprar bitcoin dentro de la app.
🔁 Conversiones entre euros y bitcoin
Puedes elegir si tus depósitos en euros se convierten automáticamente en BTC.
Las conversiones se realizan instantáneamente, con Strike aplicando un spread (margen) sobre el precio de mercado, sin comisiones adicionales de transacción
apps.apple.com+3coinbeast.com+3reddit.com+3
theblock.co
.
💶 Spread y tarifas
El spread suele rondar el 0,6 – 0,7 %, similar o mejor que muchas plataformas de intercambio .
No cobran comisiones por depósito ni por retirar bitcoins (siempre tendrás que pagar las tarifas de red o de routing en Lightning) .
⚡ Práctica Lightning
Strike opera en la red Bitcoin y en la Lightning Network, por lo que puedes recibir o enviar BTC instantáneamente usando ambas redes .
En Reddit, usuarios confirman spreads bajos (≈0,25 % según algunas pruebas) y ausencia de comisiones extras, aunque reconocen que el spread existe .
“nunca pagué comisiones; el spread viene ya incluido, y ronda el 0,25 %”
“Takes 2 weeks to get your paycheck in there… pero buenos fees bajos y Lightning rápido”
businesswire.com+4reddit.com+4reddit.com+4
✔️ En resumen
Funcionalidad Disponibilidad en España
Depósitos SEPA en euros ✅ Sí, ilimitados y gratuitos
Conversiones euros → BTC ✅ Dentro de la app
Spread aproximado ≈ 0.6 – 0.7 %, ocasionalmente ~0.25 %
Comisiones por depósito/retirada ❌ Strike no cobra, solo fees de red Lightning/Bitcoin
Envío Lightning ✅ Disponible (envíos instantáneos)
Según esto, los amigos de erhenry no tienen ni por qué saber que él tiene bitcoin ni que los euros que le van a enviar los va a convertir. Eso sí, para pequeños montos erhenry tiene que pasar un KYC básico. Si lo quieres sin KYC olvídate.
Re: 🔥BetFury.com | 👑#1 VIP CLUB | 🎁FREE BTC DAILY | 🤑Up to $10 500 BONUS
In my previous reply, I had said that BetFury team tried to create a fair situation with this rule for all the users. But now it looks like 'bitmover' is absolutely right here. I just checked the leaderboard and noticed that most of the users are new at BetFury, and some of them don't have wagering activity with real funds.
Therefore, users are creating multiple accounts to just participate in that tournament. There are 300 winners for the small $150 prizepool. It isn't easy for anyone to get the first rank prize 3 times from that contest. Lower rank users are getting some cents from it. Therefore, 3 times winning limit with 300 winners is really a crazy rule. Users are actually abusing it by creating new accounts. At least 3k unique users are getting prizes from it every month.
Therefore, users are creating multiple accounts to just participate in that tournament. There are 300 winners for the small $150 prizepool. It isn't easy for anyone to get the first rank prize 3 times from that contest. Lower rank users are getting some cents from it. Therefore, 3 times winning limit with 300 winners is really a crazy rule. Users are actually abusing it by creating new accounts. At least 3k unique users are getting prizes from it every month.
Well those abuse is really possible especially that they don't ask much requirements on that tournament. But I believe that Betfury knows about this and they know how to detect those people doing that since they provably has the access of data's including the ip of those people goes in there site.
So far there's no recorded incident like this happen and the tournament is continuously rolling so we can assume that they are really doing good and still somehow benefiting for having this kind of tournament on their casino since somehow it can convince people especially those real players to come back on their website to play using funfury also with their real money.
It seems to me that the allegations of possible abuse are too circumstantial. Besides, as you say, Betfury has access to the data and the moment it detects something unusual it will surely act. On the other hand, the fact that there are new players is perhaps the motive: to attract new players to the platform. Without more data I am inclined to think that there is nothing unusual.
Re: ¿Creéis que hace falta una fuente de méritos que de vida a LE?
Bueno, voy a deshacer el misterio, y es simplemente que vi el foro local muy parado durante un par de días, con uno o dos posts nuevos solo por día y me había decidido a dar un mérito a cualquier post publicado que mereciera algo la pena (que no fuera spam o sospechoso de haber sido creado con IA, etc). Por lo que veo ha habido más posts este último par de días así que voy a seguir con el envío normal de méritos.
Bloqueo el hilo, pues la cuestión original ya fue resuelta.
Bloqueo el hilo, pues la cuestión original ya fue resuelta.
Por casualidad ¿No sabes si ese broker que mencionas admite usuarios de America Latina?. Yo además de estar metido en el ámbito de Bitcoin y las criptomonedas en general, me he sentido atraído a invertir una parte también en acciones tradicionales, principalmente en el mercado Europeo y EstadoUnidense, pero lamentablemente no he tenido la suerte de encontrar un broker de buena reputación que admita KYC de Venezuela. El último de buena reputación ya no opera con Venezolanos, que muchos usaban y se llamaba "Uphold".
Quizá tu puedas ayudarme en ello, te lo agradecería mucho, saludos.
Quizá tu puedas ayudarme en ello, te lo agradecería mucho, saludos.
Hola,
Desafortunadamente no veo a Venezuela en la lista de países desde los que te puedes abrir una cuenta:
https://www.interactivebrokers.com/en/accounts/open-account-country-list.php
Veo varios países de América Latina pero no todos, tampoco veo a Argentina, por ejemplo. Me imagino que es debido a las leyes de cada país.
Re: ¿Cómo recibir pagos en Bitcoin si mis amigos solo tienen euros? (junio 2025)
Creo que lo más parecido sería Strike, con lo que podrías recibir Euros y tener la auto-conversión a sats activada. Lo que no tengo claro es cómo funciona ni me la he bajado, aunque vi un par de videos hace tiempo.
Lo digo porque no se cómo es lo que te envíen dinero en euros, no se si les basta a tus amigos con tu móvil o les tendrías que dar un número de cuenta pero la mayoría de banca online no cobra por transferencias tampoco.
Si te decides a probar infórmanos.
Lo digo porque no se cómo es lo que te envíen dinero en euros, no se si les basta a tus amigos con tu móvil o les tendrías que dar un número de cuenta pero la mayoría de banca online no cobra por transferencias tampoco.
Si te decides a probar infórmanos.
Hola zaiko.
No te puedo ayudar en cuanto a criptomonedas pero Interactive Brokers diría que es la mejor opción para el resto de futuros. Lo puedes abrir desde España y no tiene problemas de reputación, no te van a bloquear el dinero si no haces nada raro. A ver si algún compañero te puede ayudar en cuanto a criptos, yo es que me centro en bitcoin y además a largo plazo.
No te puedo ayudar en cuanto a criptomonedas pero Interactive Brokers diría que es la mejor opción para el resto de futuros. Lo puedes abrir desde España y no tiene problemas de reputación, no te van a bloquear el dinero si no haces nada raro. A ver si algún compañero te puede ayudar en cuanto a criptos, yo es que me centro en bitcoin y además a largo plazo.
Re: ¿Creéis que hace falta una fuente de méritos que de vida a LE?
Estaba pensando que voy a repartir los siguientes méritos que me quedan con un determinado criterio y se me ha ocurrido un juego: el que adivine el criterio gana dos méritos. La respuesta no tiene por qué ser 100% exacta pero sí bastante aproximada. Posteriormente explicaré el por qué del juego.
⭐ Merited by darxiaomi (1)
Es bastante interesante y ahora que lo decis me llama mucho la atencion que existiendo el chart-amigo en el muro de observacion no exista un fee-buddy en el hilo del norte aunque sea.
El hilo del Norte, el de las tasas, es prácticamente solo el chart-amigo actualizándose.
<...> pero dado tu inquietud y lo avanzado que eres en la materia, puedes crear un bot que apoye este hilo:
Re: Atascado! no, ¿atascado? si, no confirmado. Agregando nuestro "FeeBuddy". O mejor decir "fee-Amigo", o "fee- El Colega", "Local Español- Fees", "ETC:"
Re: Atascado! no, ¿atascado? si, no confirmado. Agregando nuestro "FeeBuddy". O mejor decir "fee-Amigo", o "fee- El Colega", "Local Español- Fees", "ETC:"
Si clicas en el enlace hay una cita al hilo del Norte sobre las tasas y ahí puedes clicar para ver el hilo y cómo funciona el 'tasa-amigo' o como le queramos llamar.
When you win, you think that you know gambling better and assume that luck is on your side, which leads you to jump into a big risky bet. You start losing, and at that stage, you change your mind to recover the money that you lost and start chasing it, falling into the trap. All your winnings and original money are gone, leaving only regret and sadness on your side.
You don't tell anything new, my friend. We have often commented on the forum that what really gets you hooked is winning, winning a good jackpot, a prize or a jackpot that gives you an emotional rush which is what you tend to look for afterwards. Going to the casino and losing doesn't get you hooked.
Yeah. Ive witnessed it happen, and yeah, Ive even felt that way before too.
The good thing is to learn from experience without incurring catastrophic losses. I think we've all experienced it in one way or another, but in my case I've never had losses that were a big problem.
politics has taken a dark turn lol. Justice Minister Pavel Blažek resigned after selling 468 bitcoin what he got as a donation because they came from a dark web criminal. Opposition called it money laundering and government narrowly survived a no confidence vote 94 vs 101. While the judge's resignation has made civilian government safer, public trust has been eroded ahead of October election.
you know when government or institution hold or sell crypto from questionable sources, the need for due diligence and transparency also ethical standard comes into sharp focus, right? Especially when institution are investing in crypto, such as the first healthcare provider you mentioned above, they will face increased regulatory pressure globally unless they clearly demonstrate a track record of auditability and source verification. You know, such type of czech saga is not just local at all, it may increase global standard for public crypto and ethics.
you know when government or institution hold or sell crypto from questionable sources, the need for due diligence and transparency also ethical standard comes into sharp focus, right? Especially when institution are investing in crypto, such as the first healthcare provider you mentioned above, they will face increased regulatory pressure globally unless they clearly demonstrate a track record of auditability and source verification. You know, such type of czech saga is not just local at all, it may increase global standard for public crypto and ethics.
For me this should not be a problem if you dedicate the money to noble causes rather than to personal or party profit. So a criminal wants to give me a donation of money that probably comes from drug trafficking? I am going to donate it to associations that help people who suffer from this problem and others such as sexual exploitation and marginalisation. Being a politician, or a political party, and benefiting from that money, I see the controversy as justified.
This isn't a Bitcoin scandal. It's a corruption scandal.
Aye.
So far all it has done is to keep the price a little above $100,000. And I don't think there will be any big rises until the conflict becomes a little clearer. There could be downside, if there is downside in the markets in general. But as with the tariffs, bitcoin was the least affected and took the least time to recover.
Altcoinstalks is one of the stupidest forum that I have ever been...
It's funny you should say this right after your multiple accounts were discovered, the same ones you have in this forum. Back when you could cheat on signature campaigns, you thought it was a wonderful forum.
If you don't want to be taken for an asshole who just talks rubbish, you're already late providing evidence for what you're saying. By opening the appropriate thread in Reputation, this thread is not the one.
Re: ¿Creéis que hace falta una fuente de méritos que de vida a LE?
⭐ Merited by darbitmobilerecovery (1)
Quisiera comentar aquí como va lo de ser fuente de méritos para los que no lo conozcáis. Te asignan unos méritos mensuales para gastar, y se rellenan en la medida que vas gastando, o sea si el primer día gastas 10 dentro de un mes te reponen esos diez. Si, pongamos que te nombraron fuente de méritos un día 1 de mes y el día 15 gastas 20 méritos, el día 15 del mes siguiente te los reponen.
Este mes he gastado bastantes méritos, aunque todavía me quedan para gastar de la fuente, pero calculo que en los próximos meses los distribuiré de manera más igualada a lo largo del mes. Había bastantes OPs que quería meritar y gente a la que ayudar a subir de rango. De esos no habrá casi el próximo mes.
Si veo que me van a caducar unos méritos de la fuente algún mes en el futuro lo que haré es remeritar posts, pero de manera mucho menos sofisticada que el bot.
Este mes he gastado bastantes méritos, aunque todavía me quedan para gastar de la fuente, pero calculo que en los próximos meses los distribuiré de manera más igualada a lo largo del mes. Había bastantes OPs que quería meritar y gente a la que ayudar a subir de rango. De esos no habrá casi el próximo mes.
Si veo que me van a caducar unos méritos de la fuente algún mes en el futuro lo que haré es remeritar posts, pero de manera mucho menos sofisticada que el bot.
Re: Los precios caen tras el ataque de Israel frente a Irán
⭐ Merited by darbitmobilerecovery (1)
Es que realmente es así, se que suena un poco feo o que tal vez uno piense, "esta bien pero el día que se tire una se termina todo", lo cual es real, pero la realidad es que "gracias" a la destrucción que genero las históricas bombas sobre Japon provoco una posterior "paz" que hizo que la humanidad experimentara un proceso de paz no visto en mucho tiempo, y bueno la formalización de una guerra fria o una guerra mucho mas focalizada y económica.
Creo que tienes razón. Por mucho que en el mundo haya algunos idealistas en plan la canción de 'Imagine' de John Lennon la verdad es que si hemos vivido un periodo de bastante paz en la tierra desde hace mas de medio siglo es porque la tecnología ha llegado a un punto en que se podría destruir toda la humanidad en horas. Los conflictos que ha habido en este periodo han sido entre paises que no tienen muy desarrollado el arsenal tecnológicamente, a veces apoyados por paises grandes en guerras proxies.
Ni Putin ni los suyos, tanto que amenazaron se han atrevido a tirar ninguna bomba atómica, y eso que marcaron líneas rojas que fueron traspasadas. Pero Putin mismo tiene una hija, y aparte de ello el pensar que puedes hacer que todo desaparezca por estar jugando a ver quien es más imbécil debe de actuar como un freno de emergencia bastante fuerte.
Respecto al precio, yo creo que hasta que el conflicto se aclare un poco no creo que volvamos a ver batidas de precio máximo. Los mercados se dejan influir y el dinero es muy miedoso, pero el precio del bitcoin no está mal para como está la situación.
Re: 🔥BetFury.com | 👑#1 VIP CLUB | 🎁FREE BTC DAILY | 🤑Up to $10 500 BONUS
I don't think it is easy to hit 1 BTC on the fury wheel 
Most of the time, we can only get FunFury but we can use it to play original games from Betfury. If we are lucky, we will get 1 BTC which will be our big win.
So winning 3 BFG or others still worth to get. We can still spinning and wait for the result. Who knows we will get better prize.
It's almost impossible even I think 1BTC is just a decoration to make it interesting, although there is still a chance.Most of the time, we can only get FunFury but we can use it to play original games from Betfury. If we are lucky, we will get 1 BTC which will be our big win.
So winning 3 BFG or others still worth to get. We can still spinning and wait for the result. Who knows we will get better prize.
I once got dogecoin, I don't remember exactly how much but that was enough fun, because my previous fate was the same as you, only getting FunFury to play in Betfury's competition.
By having that low chance provably gamblers doesn't think about to much about hitting 1 BTC on there.
The completely misguided. And it is no coincidence that the three of you who are saying that wear signatures from other casinos. The Euromillions is the lottery that sells more in Europe and at the same time the one that distributes less in prizes. That is, a national lottery usually distributes 70% in prizes. The Euromillions only 50%, and in addition to having such big prizes, the possibility of winning the first prize vs. winning the first prize of a national lottery is exponentially lower.
Guess which lottery is the one that people buy the most in Europe?
Following your argument, the Euromillions should be the one that collects the least in Europe because it is the one that you are less likely to win.
Those are facts, not opinions.
A question I was asked in the local board gave me the idea of explaining here what happens in another forum where AI is allowed.
forocoches.com is the largest Spanish-speaking forum, I have an account on it and visit it every day. AI is allowed on it and I have seen it used several times, without quoting. For example, someone opens a topic related to AI and people post what the OP says in chatGPT and copy paste the answer (without quoting or acknowledging that it is AI generated, but it is clear). It's an entertainment forum that allows soft trolling and such, so such behaviors are not uncommon.
The positive thing I see is that despite being authorized the use of AI that forum has not become, far from it, a forum of soulless bots. 99% of what is written is clearly written by humans. I say this because I have seen this fear mentioned here although the essential difference is that in that forum people do not get paid for writing.
That said, I have to say that I agree with putting some curb on AI in this forum both through moderation and us members with the use of tags following nutildah's thread rules.
Although I wanted to put that point of hope that AI doesn't have to do away with human interactions in the forums by a long shot.
forocoches.com is the largest Spanish-speaking forum, I have an account on it and visit it every day. AI is allowed on it and I have seen it used several times, without quoting. For example, someone opens a topic related to AI and people post what the OP says in chatGPT and copy paste the answer (without quoting or acknowledging that it is AI generated, but it is clear). It's an entertainment forum that allows soft trolling and such, so such behaviors are not uncommon.
The positive thing I see is that despite being authorized the use of AI that forum has not become, far from it, a forum of soulless bots. 99% of what is written is clearly written by humans. I say this because I have seen this fear mentioned here although the essential difference is that in that forum people do not get paid for writing.
That said, I have to say that I agree with putting some curb on AI in this forum both through moderation and us members with the use of tags following nutildah's thread rules.
Although I wanted to put that point of hope that AI doesn't have to do away with human interactions in the forums by a long shot.