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I’m highly impressed with this new idea coming to the Bitcointalk Naija board. More grease to the elbows of the organizers; it shows we’ve come a long way with fresh ideas, and this will serve as a mechanism to encourage members to put in more effort. Naija no go carry last!"
It is a blessing to witness Naija at 65, and it is a good idea to celebrate one's nation on this platform.
For the contest it is a must for me to be a contender
It is a blessing to witness Naija at 65, and it is a good idea to celebrate one's nation on this platform.
For the contest it is a must for me to be a contender
Re: Bitcoin; the answer to over dependence of the scarce dollar in Nigeria
It depends on the country and the people involved. Some African countries have not adopted the dollar as a means of settling debts or payments. In Nigeria, only a few institutions and individuals are into Bitcoin, and most of them see it mainly as an investment or an alternative to beat inflation.
However, Bitcoin can also be used for payments; whether by a country, an individual, or a household; if they choose to recognize it as such. But if they don’t see it in that light, then it cannot work effectively.
However, Bitcoin can also be used for payments; whether by a country, an individual, or a household; if they choose to recognize it as such. But if they don’t see it in that light, then it cannot work effectively.
Re: The Role of Nigerian Universities: Should Bitcoin Be Taught in School Curriculum
I remember back in school, many engineering students would dismiss economics or entrepreneurship courses, saying they didn’t fit into their curriculum because they were “future engineers.” But with the way Nigeria’s economy keeps changing like a chameleon, it is becoming clear that economics and entrepreneurship are courses everyone needs to study.
When we talk about introducing Bitcoin education in our universities, what we really need is for the Minister of Education and the House of Representatives to pass a bill on it. My brother, it is very possible. In fact, it can be initiated in ICT and Finance departments, because Nigerian students and youths must be carried along with new technologies while gradually moving away from outdated methods. Bitcoin can even be a tool to help beat inflation.
Our leaders only need to be convinced. If they understand that the advantages outweigh the disadvantages, Bitcoin education can be adopted in our schools; from secondary level all the way to universities.
When we talk about introducing Bitcoin education in our universities, what we really need is for the Minister of Education and the House of Representatives to pass a bill on it. My brother, it is very possible. In fact, it can be initiated in ICT and Finance departments, because Nigerian students and youths must be carried along with new technologies while gradually moving away from outdated methods. Bitcoin can even be a tool to help beat inflation.
Our leaders only need to be convinced. If they understand that the advantages outweigh the disadvantages, Bitcoin education can be adopted in our schools; from secondary level all the way to universities.
Re: The role of Bitcoin in bringing foreign exchange (Remittances) into Nigeria.
The advantage I love about Bitcoin is that, unlike the CBN policy which limits the amount an individual or company can transfer abroad daily or monthly, Bitcoin has no such restrictions. In Nigeria, there are strict limits on the amount of money one can transfer both within and outside the country, and these policies are strictly enforced.
For example, someone wanted to make a payment to an institution in Malaysia. We tried using Mastercard and Verve, but it didn’t work until a friend in Malaysia helped make the payment on his behalf. That was when we realized the Nigerian government restricts the amount one can transact with Malaysia in a single day. Bitcoin, however, makes it possible to bypass such barriers.
In addition, A friend of mine has used btcoin to recieved money from abroad several times and it was very simple and fast.
For example, someone wanted to make a payment to an institution in Malaysia. We tried using Mastercard and Verve, but it didn’t work until a friend in Malaysia helped make the payment on his behalf. That was when we realized the Nigerian government restricts the amount one can transact with Malaysia in a single day. Bitcoin, however, makes it possible to bypass such barriers.
In addition, A friend of mine has used btcoin to recieved money from abroad several times and it was very simple and fast.
Re: FG ready to review salaries of prestigious ruling political class in the country
The news above shows that Nigerian leaders do not care about the masses; their personal interests remain their top priority.
As elected leaders, apart from their salaries, they enjoy free housing, free food, free transportation, free security, and virtually every other need is funded by taxpayers’ money through various allowances.
So, if they are lamenting about an increase in their salaries, what do they expect civil servants who earn just ₦70,000 as minimum wage to do? A civil servant has to buy food, pay rent, pay for transportation, buy drugs, and cater for all family needs from this little income.
It is clear that they do not care. This administration is even the one that triggered the current wave of inflation: removing fuel subsidy, removing education subsidy, increasing VAT, raising taxes, and more. What surprises me the most is that despite all these harsh policies, they continue to borrow more money from the World Bank and China. In fact, this administration’s debt has already doubled that of the Buhari administration.
Where exactly are we heading in Nigeria?
Why can’t they think about the masses?
Why can’t they work on curbing this inflation? If our currency were stable, the amount everyone is earning would be enough.
We all know that when a country depends totally on importation, its currency becomes weak. Why can’t they focus on what our country can export to make our currency stronger?
These are leaders with a shallow orientation about the economy.
Where are we going and how long are we going to continue like this, d
As elected leaders, apart from their salaries, they enjoy free housing, free food, free transportation, free security, and virtually every other need is funded by taxpayers’ money through various allowances.
So, if they are lamenting about an increase in their salaries, what do they expect civil servants who earn just ₦70,000 as minimum wage to do? A civil servant has to buy food, pay rent, pay for transportation, buy drugs, and cater for all family needs from this little income.
It is clear that they do not care. This administration is even the one that triggered the current wave of inflation: removing fuel subsidy, removing education subsidy, increasing VAT, raising taxes, and more. What surprises me the most is that despite all these harsh policies, they continue to borrow more money from the World Bank and China. In fact, this administration’s debt has already doubled that of the Buhari administration.
Where exactly are we heading in Nigeria?
Why can’t they think about the masses?
Why can’t they work on curbing this inflation? If our currency were stable, the amount everyone is earning would be enough.
We all know that when a country depends totally on importation, its currency becomes weak. Why can’t they focus on what our country can export to make our currency stronger?
These are leaders with a shallow orientation about the economy.
Where are we going and how long are we going to continue like this, d
President Tinubu has serious issues to attend to, not the nonsense he is doing! In Kwara State, in Kwara North, almost 100 people have been killed by bandits, and many have been kidnapped and millions demanded as ransom. In my opinion bloggers just want to use Mohbad's case to have more followers, as well as his dad.
What they are doing is pointless. What most of them are doing to call for justice is not because of the decease but to gain more popularity.
What they are doing is pointless. What most of them are doing to call for justice is not because of the decease but to gain more popularity.
Today, a lady called me claiming to be a staff of CBN. She said there was a total system upgrade of accounts by commercial banks, which CBN had mandated for all deposit money banks. She claimed she was calling on behalf of Access Bank and told me that my account had some issues that needed to be fixed.
She then said an OTP had been sent to my phone number linked to my account, and I actually saw a few digits appear. I was about to respond when my brother quickly warned me to ignore her; she was only trying to scam me.
My question is this: if it wasn’t a bank staff who revealed my information to them, how did they know I have an account with Access Bank? She even called my full name and recited some account details. It still amazes me till now. How did she get my bank details?
She then said an OTP had been sent to my phone number linked to my account, and I actually saw a few digits appear. I was about to respond when my brother quickly warned me to ignore her; she was only trying to scam me.
My question is this: if it wasn’t a bank staff who revealed my information to them, how did they know I have an account with Access Bank? She even called my full name and recited some account details. It still amazes me till now. How did she get my bank details?
Since day one, scarce resources have always existed to cater for the unlimited wants of every nation. That is why each nation needs to choose or vote for a leader who is aware of this reality and ready to plan ahead for the next generation.
Unfortunately, in most African nations, leaders are often chosen based on their wealth rather than their experience, economic skills, or strategic vision. Many are elected because of their ability to manipulate the system to attain power.
There is no nation that can achieve its economic goals under very corrupt leadership
Without economic skills and visionary leaders, resources will be mismanaged. Deciding
What to produce, how to produce it, when to produce it and who will benefit from is produced required wisdom and effective managed
Unfortunately, in most African nations, leaders are often chosen based on their wealth rather than their experience, economic skills, or strategic vision. Many are elected because of their ability to manipulate the system to attain power.
There is no nation that can achieve its economic goals under very corrupt leadership
Without economic skills and visionary leaders, resources will be mismanaged. Deciding
What to produce, how to produce it, when to produce it and who will benefit from is produced required wisdom and effective managed
I first heard about Bitcoin shortly after COVID-19. At that time, a friend of mine was involved in it, using the Luno app to buy and resell whenever the price went up. Back then, I thought it was something for people who had enough money; instead of keeping it in the bank for safekeeping, they could use it to buy BTC. The chart on the Luno app made me think it was a Ponzi scheme. Of course, I had heard about Bitcoin earlier, but what could one do when not sure about its future? I eventually got into it in 2023, but I wasn’t aware of this forum until last year.
There is nothing to regret about homie, because that time i was in year 3 and was very broke i cannot afford to buy even small amount even it was not cost as today lets just focus on its future .
There is nothing to regret about homie, because that time i was in year 3 and was very broke i cannot afford to buy even small amount even it was not cost as today lets just focus on its future .
The future of Nigeria is in our hands, not in foreign hands.
We cannot run away from our problems, no matter how far we go, and foreigners will not come to solve them for us. God will not come down to fix Nigeria’s challenges; it is no longer just about prayers. We have been praying for a long time without seeing results. It seems God has already given us the blueprint and resources to address our problem; we simply need to do the right thing.
The betterment of Nigeria is everyone’s responsibility, not just that of our leaders. Many times, we also contribute to corruption, favouritism, nepotism, and other vices. Change begins with you and me. Foreigners will not clean up Nigeria’s yanmayanma issues unless we take action ourselves.
Let’s unite and do the right things. I believe Nigeria will be great. Stop cursing our country; let us encourage one another to uplift this nation.
The betterment of Nigeria is everyone’s responsibility, not just that of our leaders. Many times, we also contribute to corruption, favouritism, nepotism, and other vices. Change begins with you and me. Foreigners will not clean up Nigeria’s yanmayanma issues unless we take action ourselves.
Let’s unite and do the right things. I believe Nigeria will be great. Stop cursing our country; let us encourage one another to uplift this nation.
The government shares a significant part of the blame. The Central Bank of Nigeria (CBN) dictates interest rates to all commercial banks and microfinance institutions. Sometimes, when the CBN observes that there is a shortage of money in circulation, it reduces interest rates. Conversely, when there is excess money in circulation, it increases interest rates across all banks. Therefore, the CBN determines the percentage banks charge on loans.
Unfortunately, the government appears indifferent, as long as fintech companies and banks are paying their taxes.
As for the banks, newly employed staff are often assigned to the marketing or loan department. The volume of loans they can disburse often determines their chances of promotion. This is because loans are a major source of profit for banks. These days, banks and fintech companies even sponsor ads on social media to attract loan seekers, confident that with a customer’s BVN (Bank Verification Number), they can trace or track defaulters.
Anyone who takes a loan from a fintech company or a bank and refuses to repay will eventually be forced to pay. I have seen several cases where individuals planning to travel abroad were compelled to settle their debts. Embassies now conduct BVN checks, and I know at least three or four people who were denied travel to the US, UK, and Saudi Arabia until they cleared their outstanding loans. It was painful for them at that point. That’s why it's advisable for everyone to repay whatever they borrow from banks or fintech lenders.
Re: How to Earn Bitcoin Without Mining in Today’s World
Thanks for your contributions.
I am actually surprised because I did some research online, and every piece of information I found was tested. I even registered with the platforms I mentioned earlier.
In that case, if the information is no longer valid, it raises the question: why is it still available online if it’s no longer real?
But from the responses and contributions of others, it seems those methods may have worked in the past, until everything changed.
I have taken note of your feedback, and I have updated my understanding accordingly.
Hmmmm. I am still amazed by everyone's response.
I am actually surprised because I did some research online, and every piece of information I found was tested. I even registered with the platforms I mentioned earlier.
In that case, if the information is no longer valid, it raises the question: why is it still available online if it’s no longer real?
But from the responses and contributions of others, it seems those methods may have worked in the past, until everything changed.
I have taken note of your feedback, and I have updated my understanding accordingly.
Hmmmm. I am still amazed by everyone's response.
Someone asked me if someone can mine Bitcoin as other cryptocurrencies. I initially said no, but the person seems to be curious; he further askedif it used to be like other cryptocurrencies. I told him I was not sure about it. I have to find out as a learner.
I did little research about it.
According to the research, one could mine Bitcoin easily before, but it used to be by desktop or laptop, not with an Android phone, as people used to mine other cryptocurrencies like Pi.
But now it is very complex.
Bitcoin mining requires high energy and the use of special hardware known as ASICs (Application Specific Integrated Circuits), and Bitcoin uses a very strong algorithm (SHA 256) that needs high powered computers to solve complex puzzles and very difficult mathematical problems. According to my findings.
Even powerful laptops and phones cannot mine Bitcoin effectively anymore, talk less of phones.
It has turned into an industrial level operation thing. Although,
There were suggestions that if one wants to earn bitcoin, there are various sites where one can register and begin to earn coins through watching ads, completing surveys, clicking links, etc.
https://active-miner.com/app/auth/login
Cointiply – https://cointiply.com
Timebucks – https://timebucks.com
BTCClicks – https://btcclicks.com
I know most of us are not sure if we were asked this kind of question. I wish to acknowledge to us that Bitcoin mining is complex compared to other cryptocurrencies but cannot be done with a phone like other cryptocurrencies but can be earned by playing games, clicking on links, or through Bitcoin faucet sites. K
I did little research about it.
According to the research, one could mine Bitcoin easily before, but it used to be by desktop or laptop, not with an Android phone, as people used to mine other cryptocurrencies like Pi.
But now it is very complex.
Bitcoin mining requires high energy and the use of special hardware known as ASICs (Application Specific Integrated Circuits), and Bitcoin uses a very strong algorithm (SHA 256) that needs high powered computers to solve complex puzzles and very difficult mathematical problems. According to my findings.
Even powerful laptops and phones cannot mine Bitcoin effectively anymore, talk less of phones.
It has turned into an industrial level operation thing. Although,
There were suggestions that if one wants to earn bitcoin, there are various sites where one can register and begin to earn coins through watching ads, completing surveys, clicking links, etc.
https://active-miner.com/app/auth/login
Cointiply – https://cointiply.com
Timebucks – https://timebucks.com
BTCClicks – https://btcclicks.com
I know most of us are not sure if we were asked this kind of question. I wish to acknowledge to us that Bitcoin mining is complex compared to other cryptocurrencies but cannot be done with a phone like other cryptocurrencies but can be earned by playing games, clicking on links, or through Bitcoin faucet sites. K
Bybit Account name and Bank name mismatch: need help after long time delay
I have been trying to fix this issue for almost 11 months now. It started when I was installing the Bybit app on my phone and mistakenly filled in my surname as SINDAY instead of SUNDAY during the biodata setup.
As a result, my Bybit account name doesn’t match my bank account name, and this causes problems whenever I try to use P2P trading.
When I made enquiries, I was advised to log a complaint through the app’s help centre, but the issue has still not been resolved. Friends also suggested I update the app, which I did.
Even though the Bybit app has improved, especially with the addition of an AI-powered help centre. My case seems to be an exception. From what I have seen, it can only be resolved by speaking directly with a live agent.
However, every time I try to contact them, I am told they have many complaints and I should check back later or wait. It feels like my issue is being overlooked, and I honestly don’t know what else to do.
The last time I tried to sell Bitcoin, I had to use my brother’s Bybit account instead.
Can someone please advise me on what steps I can take to fix this issue?
As a result, my Bybit account name doesn’t match my bank account name, and this causes problems whenever I try to use P2P trading.
When I made enquiries, I was advised to log a complaint through the app’s help centre, but the issue has still not been resolved. Friends also suggested I update the app, which I did.
Even though the Bybit app has improved, especially with the addition of an AI-powered help centre. My case seems to be an exception. From what I have seen, it can only be resolved by speaking directly with a live agent.
However, every time I try to contact them, I am told they have many complaints and I should check back later or wait. It feels like my issue is being overlooked, and I honestly don’t know what else to do.
The last time I tried to sell Bitcoin, I had to use my brother’s Bybit account instead.
Can someone please advise me on what steps I can take to fix this issue?
It appears that your wallet address has been compromised. If your Pi is transferable, it is at risk of being stolen.
Based on this experience, your wallet has likely been hacked, and your coins are vulnerable to scams.
The solution is to :
Go to your pi browser and click on the wallet
Generate a new wallet address.
Securely store your key phrases (write them down or save them in a secure location).
You can also enable fingerprint authentication for added security
Lastly, do away with your first wallet and start to make use of new wallet generated keys.
Based on this experience, your wallet has likely been hacked, and your coins are vulnerable to scams.
The solution is to :
Go to your pi browser and click on the wallet
Generate a new wallet address.
Securely store your key phrases (write them down or save them in a secure location).
You can also enable fingerprint authentication for added security
Lastly, do away with your first wallet and start to make use of new wallet generated keys.
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USA Govt Confiscated 7.5 million illicit crypto account from Nigeria and Russia
⭐ Merited by Igebotz (1)
The USA govt seized 7.5 million illicit crypto accounts from Nigeria and Russia.
According to the news, the fraudster scams his victims by requesting them to send money to "false escrow entities" that their fund will use to invest into the oil and gas industry.
Assets include a Binance account, 19 BTC, 39 ETC, and over 156 TRX.
According to the news, fake accounts were opened by scammers that include different institutions.
This scam of a thing is becoming alarming and is ruining our nation. Although, it includes a fraudster from Russia too. My own concern is my nation. It is damaging our noble country's image internationally. It is unfair. Can Nigerians be trusted internationally as they used to be in the 80s anymore?
https://gazettengr.com/u-s-govt-confiscates-7-5-million-illicit-crypto-assets-from-nigerian-fraudsters-binance-accounts/
According to the news, the fraudster scams his victims by requesting them to send money to "false escrow entities" that their fund will use to invest into the oil and gas industry.
Assets include a Binance account, 19 BTC, 39 ETC, and over 156 TRX.
According to the news, fake accounts were opened by scammers that include different institutions.
This scam of a thing is becoming alarming and is ruining our nation. Although, it includes a fraudster from Russia too. My own concern is my nation. It is damaging our noble country's image internationally. It is unfair. Can Nigerians be trusted internationally as they used to be in the 80s anymore?
https://gazettengr.com/u-s-govt-confiscates-7-5-million-illicit-crypto-assets-from-nigerian-fraudsters-binance-accounts/
If dey employ me as a moderator or full staff i go do ooo 
Everything in this forum is not easy to get merit sef no easy as well as to sum up.
I believe everyone should have better source of income and view the forum as means to learn ;Dmore about Btc investment and to stay updated with the latest information on Bitcoin
Everything in this forum is not easy to get merit sef no easy as well as to sum up.
I believe everyone should have better source of income and view the forum as means to learn ;Dmore about Btc investment and to stay updated with the latest information on Bitcoin
Neither our education nor our research is sufficient
In Kwara State, known as the State of Harmony, particularly in Kwara North, there is a place called Kakafu, near Lade in the Patigi area. According to research, this settlement has existed for over ten decades. For years, the people in the area have used the land primarily for farming.
However, a significant discovery was made when a few white men visited the local government. After conducting a survey, they found that the area contains valuable mineral resources. They noted that Nigeria has not even discovered one third of its mineral wealth.
One of the minerals discovered in the area is a whitish stone that, when observed closely, takes on a brownish appearance. This mineral is used in the production of solar panels and vehicle batteries; highly valuable resources in today’s technology driven world.
Shockingly, the people were unaware of the presence or value of such a remarkable mineral. This shows that our education system and level of research are not sufficient to help us fully identify, utilize, and benefit from our own natural resources.
Despite this, some people still say education is a scam. The truth is, we must encourage ourselves to learn, read, and carry out more research in order to increase our knowledge.
What you don't know can hold you back. Knowledge is power.
In Kwara State, known as the State of Harmony, particularly in Kwara North, there is a place called Kakafu, near Lade in the Patigi area. According to research, this settlement has existed for over ten decades. For years, the people in the area have used the land primarily for farming.
However, a significant discovery was made when a few white men visited the local government. After conducting a survey, they found that the area contains valuable mineral resources. They noted that Nigeria has not even discovered one third of its mineral wealth.
One of the minerals discovered in the area is a whitish stone that, when observed closely, takes on a brownish appearance. This mineral is used in the production of solar panels and vehicle batteries; highly valuable resources in today’s technology driven world.
Shockingly, the people were unaware of the presence or value of such a remarkable mineral. This shows that our education system and level of research are not sufficient to help us fully identify, utilize, and benefit from our own natural resources.
Despite this, some people still say education is a scam. The truth is, we must encourage ourselves to learn, read, and carry out more research in order to increase our knowledge.
What you don't know can hold you back. Knowledge is power.
If the entire leadership of Rivers State can be suspended over personal reasons, it clearly shows that our leaders are not upholding the constitution properly. They have no genuine love for the citizens in their hearts. It also shows that our democracy is no longer based on votes.
Recently, during the local government elections held across the country, candidates were declared winners even before INEC officials could complete the voting process. That alone tells you everything you need to know.
I sincerely wish Nigerians could vote for a political party that is neither APC nor PDP. Even the Labour Party doesn’t seem truly committed to representing the people's interests.
If Omoyele Sowore eventually contests for president, I might vote for him. Otherwise, I would rather stay home and sleep on election day because it no longer feels like our votes count. May God spare our lives.
One thing is certain: Baba Bola Tinubu is likely to win again, so let’s be prepared for it.
You started well, but you end up saying rubbish. this mentality of if not your preferred candidate then you are out is killing the democracy more. You are a young man, going home to sleep on election day because your candidate won't win is not a great ideas. You must learn how to have option, Omoyele sowore is not the only qualified candidate in Nigeria, they are other people you can cast your vote for and wait till the vote is counted.Recently, during the local government elections held across the country, candidates were declared winners even before INEC officials could complete the voting process. That alone tells you everything you need to know.
I sincerely wish Nigerians could vote for a political party that is neither APC nor PDP. Even the Labour Party doesn’t seem truly committed to representing the people's interests.
If Omoyele Sowore eventually contests for president, I might vote for him. Otherwise, I would rather stay home and sleep on election day because it no longer feels like our votes count. May God spare our lives.
One thing is certain: Baba Bola Tinubu is likely to win again, so let’s be prepared for it.
Nigeria democracy is in wrong hands, Tinubu who claimed to be a Democrat just nailed themself for declaring state of emergency in Rivers state, that declaration spoilt everything he ever stand against as an advocate. In the next election we must vote and stand by our votes, to stop rigging and vote buying. The only way we can stop Tinubu is to join the coalition and vote massively for a good candiate they will present.
Bro, you don't know how deep this issue is. Maybe you are no longer on Nigerian soil.
Recently, during the local government elections, I traveled to my local government area to support my candidate. Before the election process could even be concluded, all the APC chairmanship candidates were declared winners.
It’s extremely discouraging and painful to witness something like that; to waste your time, effort, and money, only for your vote not to count. Hmm, it is easy to say on social media than done. I am talking from experience, I know what am saying and not lying.
In all the 16 local government areas in my state, about 13 to 15 voted for PDP. Yet, APC was announced the winner across the board.
It has gotten to the point where it feels like, "if you can't beat them, join them." After all, everyone can be paid ; there is enough money to go around. So why waste your time trying to fight or stand up to them?
Even worse, the PDP candidates took them to court, but till today, there is no hope that justice will ever be served.
Furthermore, Tinubu is like a smart virus; he controls the INEC chairman, he controls the Chief Judge of Nigeria, and he holds the power. Just name anything that could stop him; he has it in his pocket.
You and I know that Nigerian elections are no longer real. I won’t even say too much, because most Nigerian youths are only fighting for their rights on Twitter and forums; in reality, you hardly see any of them on the ground taking action.