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Showing 20 of 49 results by MarissaLopez
Post
Topic
Board Economics
Topic OP
Financial Literacy for kids
by
MarissaLopez
on 02/08/2024, 09:18:09 UTC
Financial literacy has been on a wide range of effectiveness to the society at large and it's impact on our kids at a tender age will make it more suitable and beneficial to them and the society, having kids with a 100% prospect on finance will go along way of reducing financial instability and let them understand and manage personal finances effectively, making informed decisions about earning, saving, investing, and spending money.
And how do we execute that it's at this early stage of their lives ranging from 7 and above.

Have been wanting to share this thought with everyone cause I think it'll be of greater achievement and benefits to us All and I think registering them for a financial literacy booth camp is the key, beginning from this holiday.
Alot of parents are not slacking on this cause they demand the best and definitely in the aspect of finance it should be put into better consideration and working body just as it'll make a better impacts on our kids in the long run.

Indulging a child in a financial literacy boot camp can be highly effective in teaching them valuable money management skills and setting them up for long-term financial success that will make them develop good habits and good relationship with money and again Developing good financial habits and knowledge early on can lead to better financial outcomes and a more secure future.

So by investing time and resources in a financial literacy boot camp, you'll be giving your child a valuable head start on their financial journey.
Post
Topic
Board Economics
Re: Should there be a limit to investing in your children?
by
MarissaLopez
on 02/08/2024, 08:52:22 UTC
There is a current trend in my country where parents are doing everything financially possible to give their children the best education. Some parents have gone to the extent of selling properties or taking loans to send their children to some of the best schools in and outside the country. I have spoken with some of them, and the reason they give is that this child will get good jobs and take care of them in the future.

I had to bring up this issue because most of them are becoming disappointed and depressed. In my location, children are seen as an investment because they have the responsibility to take care of their parents when they are retired, old, or unemployed. So parents will want to invest high in education because they think it will bring high returns. Many of these students who attended prestigious schools end up becoming unemployed and are still depending on their parents to survive. I also assume that many of them regret going the extra mile to give their children the best. They have lost money and are also in debt but their children are still dependants.

Do you think parents should have a limit on the amount they can invest in their children?

From my own point of view investing on ones child is a good thing but it's not an avenue or a medium of investment having mindset of getting your rewards when the child come of age, definitely investing in a child should be parents priority but not making it as a formality cause most kids grow these days to forget how far their parents have invested in them as pertaining education and want the Best when they are literally out and doing well in the society.what about those kids that didn't get much investment by their parents cause their parents can't afford the best but they still come out best in the society and make their parents proud.

So what I'm saying is give your child the best you can,not by going extra miles to take loans,I know most parents do that but a child that knows what the parents have gone through for him or her would do well to make their parents proud with or without them investing on them on such rates.
Post
Topic
Board Beginners & Help
Re: How to mine merit as a beginner
by
MarissaLopez
on 26/07/2024, 12:51:40 UTC
I'm a beginner that should got into the system with the hope of gaining more knowledge about the system to enable me gain from the system. So the little information I got about merit I'm passionate to know the possible way of mining merit to enable me know what mining of merit entails and how possible I can grow my merit by mining.

Nah,I don't think they do mine merits so you can't do that as a beginner. I'm also a beginner here too and my aim of being in this forum is far beyond gaining merits, tho this is a criteria at some point to necessitate your consistency in the forum.
So I think you'll have to focus on the main targets here which is versatile in different ways that includes you to learn and share views and opinions on topics that matters by so remedying and finding solutions to alot problems and that is where your efforts would be aknowledged with merits,that's what I think .
Post
Topic
Board Off-topic (Naija)
Re: Why do people think is a mistake to be Nigeria??
by
MarissaLopez
on 08/07/2024, 10:56:02 UTC
Yes some how I agree with them because a lot is going wrong in the country
This is Nigeria were you see animals eat money, Nigeria is a place people do a lot of things bad roads and corruption has taking all over, but still on still as the matter be we all still dey believe on change of the country, come wetin u think?? u don ever think am


This matter no fit finish as e dun start so,but the only way e fit better be say say make our leaders make things right.
It starts with our leaders so the change must occur from them first, because of all this happenings other country go come deh see Nigerians as outcast from the world because every thing deh on the higher side for here, corruption,fraud, scammers,dem just deh go high each day nd deh make the country get bad name..
We Good oo but weytin we need to do to achieve and get our country back nah to embrace peace,love ourselves,live in unity then everything go fall back,nah so I see am. And as I talk e go start with our leaders,no be to just deh on sit deh cause so many casala for the country,politics dun really make leaders,friends, families become enemies all because of power weh we go share within ourselves if we love each other but Greed no allow person see en own blood for the same race with am ..
Everything deh worse each day,food deh on the higher side,our money no get value,make we deh think of our we go profer solutions to our problems instead we deh worsens am,nah why people think say Nigerians nah big mistake.
Post
Topic
Board Nigeria (Naija)
Re: Consider all this before starting your Bitcoin journey.
by
MarissaLopez
on 06/07/2024, 15:34:59 UTC
Op e really dey good to dey knowledgeable about bitcoin before investing.Your points wey you give dey valid but e get some mistakes wey you make as a newbie,just dey learn more with time you go dey conversant with the crypto ecosystem.
5. Secure your Bitcoin.

Make sure say you protect your Bitcoin very well, you need to use wallet way you know say they very good like trust wallet, Binance e.t.c and make sure say you keep your password only to yourself.
Bitcoin investment na investment wey every Bitcoiner go dey concern about protecting ehn coins.Trustwallet no dey recommendable to store cytro,if you wan secure your coin for any hot wallet e beta make you go for the best and reputable one like electrum.Binance no be wallet na exchange,no ever store your coin for exchange for the long term,the best wallet to store crypto na hardware wallet.
6. Beware of scam or fraud.

No say scam full for online na why e no good to share your password online or connect your wallet to sites way you no too understand. No carry your Bitcoin go invest on any thing online if you go even invest verify the credibility and legitimacy of that investment platform.
One thing wey every newbies get to know be say your password, private keys and seed phrase na something wey you no go disclose to anybody no matter how much you trust the person.

So you mean say person no fit store their coin for binance and trust wallet them. ?me I think say dem deh safe to store ur coins there and concerning the seed phrase and private keys I sure say I no fit share am or tell anybody no matter what..
But about this hard wallet you talk so,say nah the main Koko to store our coins them ..how person wan take access am or get am so person fit deh use am..
Post
Topic
Board Economics
Topic OP
Importance of anonymity and why people should embrace it.
by
MarissaLopez
on 05/07/2024, 15:08:06 UTC
  Anonymity is the condition of being unknown or unidentifiable,it is an important aspect of personal privacy that everyone should be able to exercise.
Here are some reasons why anonymity is important and why people should embrace it.

1. Protection of personal privacy
2. Protection from online harassment
3. Freedom of expression
4. Protection from discrimination
5. Access to resources
6. Personal growth.

1.  Protection of personal privacy: This is a self explanatory measures that prefers a maximum protection over individuals privacy thereby creating an avenue for safety of one's personal information overtime.

2.  Protection from online harassment: we are all aware of the harassment ravaging social media and how it has really caused alot of people so much but the indulgence of anonymity can provide protection from all this online bullies and guarantee one's security by shielding them from such harassment.

3.  Freedom of expression: This part is very necessary cause it makes an individual to grow without fear and doubts and enabling them to express their opinions and thoughts freely,if they have the option of remaining anonymous.

4.  Protection from discrimination: In some cases, anonymity can protect the individuals from discrimination,that is to say making an anonymous report of harassment of sort can help minimize discriminations nd protect individuals.

5.  Access to resources: Just like stigmatized individuals with one mental health issues or the other, supportive measures are provided by anonymous support groups to keep them safe and without fear of stigma.

6.  Personal growth: This is a general importance to every individual wanting to explore and make it work,cause with anonymity you can achieve that and attain new identities and also build your confidence.
  Overall, anonymity can provide individuals with a Sense of control over their personal information and privacy.it is important to embrace and protect this right to anonymity as it promotes personal freedom and the protection of individuals Rights.
So by embracing anonymity, individuals can enjoy these benefits, promote a lifestyle of privacy and security and venture into a more comfortable and inclusive online community.
Post
Topic
Board Beginners & Help
Re: With is the minimum post require to earn a merit
by
MarissaLopez
on 04/07/2024, 13:54:39 UTC
You asked a really good question, it's good to ask to seek knowledge so you won't make mistakes, most Newbies would be wondering why they don't get merits, and if there's a required number of posts to be merited, I thought about that as well when I earlier came into the forum, but no there's no required number of posts for one to be merited.
 
 The major requirement for getting merited is creating good and quality posts, when you create good post, by teaching, giving good replies to a post or even questions whereby other members could learn from, maybe anyone who have Smerits and is pleased with your post or a merit source could merit your good quality post.

 Also if you check the beginners board, there's a thread by @fillippone where people could share their best post to be merit assessed, there's another thread by @hugeblack where you could share your best local board post and get merited, I think there's another one by @NotATether in same beginners board where you could run a node for 14days and get merited. But you should know that before you share your post in those threads they should have quality and also follow their instructions so as not to receive negative tag.

 

You're Right! But in the same thoughts it was said that newbies read before posting and all about merits and ranking if the rules and guidelines were followed promptly this question would not be coming up again, what she  asked is a very good questions but if you know very well it was told that there shouldn't be repeated questions or post concerning a particular thing.

I'm also new here ,And I think it's not just about focusing on merit's but rather how you'll air out your own contribution to the forum by replying to a post or making quality Post as well that guarantee's that.
Post
Topic
Board Beginners & Help
Re: When you make mistakes, do not fail to take corrections.
by
MarissaLopez
on 04/07/2024, 13:32:59 UTC
Make mistakes and also take corrections. This is one of the things i learnt in this forum as Newbie and it's helped me through my journey this far so I decided to create this thread to help encourage other new members. It's in our human nature to make errors, that's to say that they’re inevitable and bound to happen but the most important thing is to take corrections, learn from the mistakes, to avoid making more errors.

 There are some errors that people make out of ignorance, for instance wrong quoting or posting on the wrong board, do not panic when you make such errors, normally as a Newbie you're here to learn and impact knowledge when you can therefore you should see those errors as a learning process. Also, there are members that would take it upon themselves to bring such errors to your notice and probably give you the necessary corrections, now that's where taking corrections comes in, do not panic it might lead you to make more errors while you're in a rush to correct yourself, take your time, take note of your mistakes so as not to make more similar ones in future and correct them carefully.

 Sometimes you might feel you're making the right points, giving your opinions about some threads but do not feel threatened when someone quote you wrong, try to prove yourself right if you're sure of your points or take corrections if you discover they're right. Note that no one knows it all and there are lots of people on here that might be far more inteligent than you, so sometimes instead of arguing it's best to take corrections and learn.

We'll like I see corrections as trade marks for one's success,i'm still New here and as I journey round this forum I hope to get the Best outcome.

Making mistakes is one and what follows after is corrections but most people see it as criticism and a way of handing them down of something but as the best ointment to that is patience.
 When u started here on this Forum I looked at how replies and comment were made to a Post and sometimes I would say to myself that's too harsh,so I just had to brace myself up and carry on cause inorder to climb a mountain you'll surely go through setbacks and most times they are what guarantee's your success,so I see every mistakes here as an encouragement to do more better and every corrections as backup to undergo the next task.
So when I make a mistake I stand to be corrected cause it goes a long way in shaping my lapses.
Post
Topic
Board Economics
Topic OP
Artificial intelligence Vs Nuclear weapons
by
MarissaLopez
on 26/06/2024, 07:29:17 UTC
Artificial intelligence or nuclear weapons which would destroy the world next?...

They are both deadly but one will definitely hit humans hard.
I want to throw this discussion to the house and let's share our own views in regards to this and see or get possible ways that it can be controlled or tackled.and from the looks of things it is very difficult to compare to compare both together, because they have a very high capabilities and potentials risks,that can pose harm to humans.
But I presume there's a way out of this and it depends on the usage of both technologies by man which involves handling such with much care and cautions to avoid any negativity.
So what do you think guys?!!
Post
Topic
Board Bitcoin Discussion
Re: Can You Memorize Your Recovery Phrase?
by
MarissaLopez
on 26/06/2024, 07:19:56 UTC
Just remembered that I have written the recovery seed phrase of my Electrum on a piece of paper somewhere in my place. I'm wondering what could go wrong since my place isn't too secured.  How about trying to memorize it? Is it possible?

Would you try?
What are the benefits? ... and the setbacks.


Well often times I'm Good at having things stuck to my memories like a pinned Post but nevertheless anything can alter it, probably mentally and psychological effects so I would say a pen down information saves a lifetime tho it may depend on where you decide to write it down that it's safer...

And having saving things in my memories too I prefer writing them somewhere as backup.
Post
Topic
Board Economics
Re: Starting a business without capital.
by
MarissaLopez
on 17/06/2024, 15:49:32 UTC
Is very possible starting up a business without capital all you need is your ability of pursuing success.
Affiliate marketing is a business you can venture into without capital and still make good money from it, even more than some businesses started with capital.
Affiliate marketing is the process by which a person earns a commission for marketing another person's products.
All you need to start this business is good communication skill in other to sell the product of the other person and get a commission for doing that.
You can decide to market product of different company or person's at same time by doing this you are sure that everyday someone will buy from one of those product's there by making money every day.
When you become an expert in affiliate marketing you will start making profit every day of your life.

Your definitely right on this aside this there are a whole lot of businesses to startup without capital.and hence starting a business without a capital is something I see as thinking out of the box,it requires business tactics cause most of this business you just need to promote the owners products and you'll sure get a cut or share in the earnings...

There are so many one can do even at the comfort of your home like drop shipping,we all know what it is and how it goes,you just advertise the products and add your own profits to the owners said amounts and then is either you order the goods and it comes in your name or to your customers...and alot of people are making cool cash from it.
Post
Topic
Board Economics
Re: Take care of your money and learn to save.
by
MarissaLopez
on 17/06/2024, 15:30:24 UTC
People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance. 

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well. 

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Money is one necessity that needs to be treated with much caution, Care and management and in most cases trying to learn to save money usually amount to alot both negative and positive effects and how you go about it matters alot.

You can decide to save a certain amount on several occasions and a need comes to spend it,what do you do it's to take your time and know what exactly to do and if the reasons for spending that money is one's priority is should be spent.
Post
Topic
Board Bitcoin Discussion
Re: Accumulating Bitcoin or trading Bitcoin which is more wise to do.
by
MarissaLopez
on 09/05/2024, 12:46:13 UTC
Bitcoin is the best cryptocurrency in the world right now and a lot of people has developed interest in it.

A lot of people are also confused on whether to accumulate and hold as many as possible or to start trading it.
Bitcoin will grow more bigger and stronger as the day goes by, people who had opportunity to invest in it 10 years ago and never did are regretting it till date, accumulating as many Bitcoin as possible will be the must wise thing someone will do than trading it.

Am not saying those that trade Bitcoin are not making it big but accumulating Bitcoin is a lifetime investment and it will be more profitable.
So don't be confused anymore accurate as many Bitcoin as possible and hold on to it.


From what have seen so far and little experience have gotten in Bitcoin I think accumulating Bitcoin is the best thing anyone could do to be on a safer end instead of trading it.

Usually trading Bitcoin come with a lot of disadvantages as it needs thorough check and watch over it while it grows cause once you get your eyes off it you might have a loss and you know what that means.
Post
Topic
Board Bitcoin Discussion
Topic OP
Bitcoin Will always Survive
by
MarissaLopez
on 09/05/2024, 12:36:04 UTC
    Bitcoin is recorded as the first and most well known crypto currency in the world.not disputing the fact that there have been so many controversies surrounding it,it is still believed that Bitcoin will always survive and continue to be a leading form of digital currency cutting across the World globally.
   Although there are certain risk factors involved with Bitcoin but it's not been limited by that and most likely will tend to survive and thrive in the future,moreso reasons why Bitcoin will likely survive are thus;

1. Decentralized Nature
2. Security
3. Limited supply
4. Potential adoption.

Decentralized Nature: This means that no single entity such as a government or bank has control over it,and this makes it resistant to corruption or interference by any centralized authorities.

Security: Bitcoin uses cryptography to secure the transactions that happens in the network making it highly resistant to fraud and hacks.

Limited supply:  Bitcoin has a fixed supply of coins of over 21 million that makes it not inflated and scarce like fiat currencies.

Potential adoption:  Generally a massive number of business owners and individuals are accepting Bitcoin as a mode of payments thereby reducing it's demise.
     In conclusion since Bitcoin has survived such attacks from government ,hacks,criticisers, scammers,covid, insurgency etc.bitcoin will still survive in the years to come even if the World war begins and it will do so due to its decentralized Nature,technological advancement and lots more and thus skyrocket to being the leading digital currency.
Post
Topic
Board Nigeria (Naija)
Topic OP
Fuel prices
by
MarissaLopez
on 26/04/2024, 22:24:56 UTC
This fuel subsidy dun be wahala for this country and e dun make a lot of things deh cost for market and people deh wonder how deh wan use tackle am.but I hear say good news deh as dangote refinery dun start to produce oil and fuel dem and even port Harcourt refinery sef,dem dun deh start to produce which go fit make things better small and I believe say d price go fit deh fix for now.

But the thing weh come deh paine be say,the area weh I deh now, I know know oo weda weytin deh happen no touch dem the thing just deh give me concern since,weh I hear say port Harcourt go sell 500 per liter but for here the price of fuel deh increase like say dem deh fetch water full drum and the thing deh affect many things for here,inside this week all the filling station close down since morning,nobody open like this,say dem get quanta like that, Omo that day ehn e woski for everybody,as people no fit see bike or vehicle go where dem dey go.. meanwhile people come deh go the nearest state to buy black market sell.the thing pain me well cause I Trek ehnn go where I deh go.so later that day nah for evening dem come Open to sell,weh deh sell per liter for 740 like this..and like this ehn e go increase transportation for here jaga today nah e dun reach 780 I wonder weytin person go do abi nah only here this fuel thing deh skyrock.
So I wan know how much dem deh sell fuel for your area abi nah just here deh sell this kind thing..
Make we relate abeg.
Post
Topic
Board Nigeria (Naija)
Re: Is Dollar The Cause?
by
MarissaLopez
on 26/04/2024, 21:55:01 UTC
D way things dey increase for dis contri surprise me well well, e get so many things wey we no suppose mention say na becos dollar don increase nai make.

Make I use this housing as the matter for ground, how piple dey take find house to rent but dem no see the one wey fit their pocket moni abi we go say dollar nai cos that one too? House rent don increase and before you go get house for this contri with this current situation e go hard.
So I dy ask if na becos of say dollar don increase nai make landlords and landladies get mind to increase everything wey concern their house; house rent don go high, agent fee don high, agreement fee don high lawyer fee self don add moni, no be say everything dy the house of toilet fit no make sense and other things wey no good dy the house, wey you fit pay up to 300k...
I dy ask nah Dollar cos this one too bcos plenty piple dy homeless becos them no fit afford wetin house owners dem dy call as price.

Wetin be the main reason for this particular one?

 I greet una oo..Abeg I deh new for here but I wan tell una my own opinion
This issue taya me as e taya anybody for here,d way things deh go yo these days and then go say nah because of dollars I know just know why.
The food aspect nah worst pass,u enter market today, tomorrow go dat same market everything dun increase and the price dun change just like that,and when u go ask one reasonable person,dem go say dollars dun increase oo nah why the price of things kuku increase but I come deh do rough check with myself how this kind thing take deh possible but I get to understand one thing,weh be say transportation nai be one Koko weh deh cause this thing but most people know wan see am like that.

The area weh I deh if I tell u the price of fuel,and dem know get much filling station weh get fuel like that,now as  e be so how do people,market men and women wan take market their goods or do business..so nah why d increase dey come from no be dollar anything.
And another thing I believe be say our money bo too get value again over dollars so nah why wen the dollars deh increase e deh worry our naira  deh make am deh depreciate as e be fiat money,so this one go urge us to put ourind for crypto currency Wella cause nah dat one be the way for now.
Nah so I see this thing oo
Post
Topic
Board Nigeria (Naija)
Re: Nigerian Meals
by
MarissaLopez
on 26/04/2024, 21:38:55 UTC
Don't attack me, but for me is Garri. It literally blend with any kind of soup (egusi, ogbono, oha, afang etc, it can go along side with bean. I fit soak am with or without sugar 😁.

Garri nah my best food like this and I fit chop am with anything, sometimes I deh sip am full belle but for other food e know deh do me the way e deh do me for garri and wen I eat other food ehn,I no deh get strength e go come deh do me like say nah water I drink but once I eat garri every gallop dun cover.

I like am because e deh give strength,e deh belle full person and e sweet gon.
Post
Topic
Board Nigeria (Naija)
Re: Why some newbies dey quick lose interest for the forum??
by
MarissaLopez
on 13/04/2024, 10:29:46 UTC
My brothers and sisters for this kajad cabal I greet una and happy new year to all of us. I say make I table this matter for here and if say person don discuss this mata, my apologies as I no see any of such nature before I bring this one up.
 Wetin make me dey ask this question nah say after observation, I discover how some newbies wey register here, after them don drop some posts and e happen say one of the posts receive backlash, you go see say gradually, that user go start to dey scarce for here  and before you know e go twy before you see them.
 So I wan know from us, wetin we feel say be the reason wey dem dey lose interest like that? Abi nah say some no fit stand criticism or here too hard or wetin? Abeg make we discuss.


I see am dat way too oo I know say me I be newbie too but I know weytin I find come here so I go get am, because me wen I first enter this forum I dun get orientation of how this matter be but some of all this newbie them think say e just deh quick to achieve something,not knowing say u go follow steps by step procedure,some go say them no get that kind time to deh type,do this and that for this caban.

Me I take am say e no make sense at all because anything weh u wan achieve for life nah Patience follow am,and u know say people go criticise you as u wan achieve something but u go know where u deh go so that u know go miss ur way.and another thing weh deh make them loose interest be say their mind no deh for the thing.
Post
Topic
Board Bitcoin Discussion
Topic OP
Bitcoin halving countdown
by
MarissaLopez
on 13/04/2024, 09:50:43 UTC
 Hello everyone, talking about this Bull run that we all have been anticipating along time ago is finally coming to our door steps and I guess we're all excited about it and want to make it all out this time around.
Who's for sighting this like I do that this Bitcoin halving will birth so many into wealth and looking at the market I think Bitcoin has gown down which is favourable to various sectors.

I want to know what we are excited about,and to know if we're slacking over this opportunity.
I presume alot of investors are purchasing more coins too in regards to this.
Post
Topic
Board Gambling discussion
Re: When you are not to gamble.
by
MarissaLopez
on 11/03/2024, 11:29:06 UTC
Gambling can be fun and also become a serious problem if not done appropriately. Alot of gambler get themselves into problem because they gamble anyhow and anytime. There are some times you should take a break in gambling so that you won't become an addict or give yourself problem. Time you shouldn't gamble includes:

👉👉when you are in need of money urgently
Some people gamble the most when they are in need of urgent money. They use the little in their account to gamble believe they can double the money in no time through gambling to do what they want to do. This most times go wrong making them to lose the little they should have save for that purpose

👉👉To regain back your loses
Pursuing loses in gambling make you lose more. So it better to have a break when you have lose alot. That period may not be your own lucky time to win. Taking a break can help you to avoid being addicted and also save you from losing more.

👉👉Under pressure or frustration
Gambling under pressure or frustration may make you go beyond your plan. It can also make you to make wrong decision from your bet. So it's better to do away with gambling during this period.

CONCLUSION
Gambling should be fun, it's better to stay away when it has started to become a problem.


Yeah definitely all of this very necessary facts of when one should Gamble but again I want to also add this too to your thread.
Most gamblers are been so gready and want to win by all means but forgetting the fact that gambling is a full time game of fun,so the better they know this ,the better for them.

What I want to add to this is that of by no means should a gambler gamble when he's not in his right frame of mind,it goes along way to damaging a lot and everything around such person . because when your not stable you tend to make some indecisive decisions but after which the mind is calm you will realize you have made a huge mistake.