Psychologically, I am ready, but there is still a long way to go. Cryptos are still rather investment or even speculative instruments than money. Of course, cryptos can be used for payments, but most people rather hodl as they expect profit or they trade for the same reason. Both groups are taking advantage of high volatility, hodlers only on the way up, traders sometimes both directions, but with more risk. As long as crypto prices remain so volatile, cryptos will not be suitable for everyday payments.