Litecoin is losing its status as a silver of crypto. People started to abandon it as it gives no value other than capital gain. You get nothing when holding LTC, i think that's the reason people are not massively using it as investment.
I agree with Litecoin's assessment although it is less relevant now. Why would is use Litecoin when I can use Lightning Network on Bitcoin? Much faster, cheaper and safer.
As for Monero, since the regulation is getting stricted to the crypto. It's impacted all of centralized exchange sites, which has become central of liquidity. The order by regulators to ban anon coin from cex is giving massive impact to the monero. It's hard to sell or buy it since it can be done only through p2p.
For this you are making a mistake. All of the reasons you have provided are reason for which one should buy Monero, and not reasons against. It can also be seen as factors that suppress market performance but it is not working that well.
It will be interesting to see if there's a LTC ETF and how the market could react to this. For XMR I don't think an ETF is realistic in the current political landscape, but it seems not to need institutional money.
Monero always has demand because of its unique and strong features, it does not need artificial utility.
- The Monero community has built a lot of tools in the last 2-3 years which allow to trade it P2P (via atomic swaps, for example) and thus you don't need the CEXes anymore.
Do you maybe know where this community is the most active? I don't see much of them on this forum here?