The illustration is easy but the reality is not like that. But your explanation is just for you. For long-term holders, they will not take $100,000 per year from Bitcoin. They will sell when their target price is reached and they know how many Bitcoins they will sell. But if that plan works for you, you can start accumulating and hodl it.
But I will not take $100,000 or even bigger per year because the tax will be bigger too. I prefer to sell some portion and that is for my expenses for a year or four years directly. But I will not withdraw all to my banks but I will hodl it in stable coins, just in case a big drop happens in the market. If that is about how long, we have our own plan so we know when we can sell Bitcoin.