Based on the 200-WMA that is valued at $800,000.11, I am shooting for a withdrawal rate of $80k per year (which would be $6,666 per month), so the toggled setting would perhaps be described as "dollar value of 200-WMA" and so it would still calculate the total number of BTC that the user inputs and the 10% withdrawal rate that the user had also inputted, yet for the monthly authorized withdrawal output, it would look at the 200-WMA dollar value of $800,000.11 and it would put multiply that by 10% to get an annual rate of $80,000.01 and divide the results by 12 to get $6,666.67 for the authorized monthly USD withdrawal rate. Then in order to calculate the BTC value it would take $6,666.67 and divide that by the current BTC spot price, in this case $119,955.80 and get a monthly BTC withdrawal of 0.05557603 BTC.
That is quite different results for the toggle, and the rest of the formulas would stay the same to toggle between the current formula which calculates based on the 10% of the BTC quantity and divides by 12 to get the monthly BTC withdrawal amount and the BTC amount authorized based on the current spot price.
The new 200-WMA dollar value toggle, then the formula would calculate the inputted BTC quantity and the inputted withdrawal rate based on the dollar value of the 200-WMA so calculate the dollar value divided by 12 for the monthly rate and then the BTC quantity based on the current BTC price.
I know that I said it twice, so hopefully it is making some sense.
I understand now.
Making a more simple calculation
12 btc stash. Would allow to withdrawal
0.1 per month at a 10% withdrawal rate in the current situation.
However, if we use the new method, the calculation would be different. We will use the current USD price at 200-WMA instead of the amount of BTC.
$604,896.31 stash, which would lead to $60,489 withdrawal per year using BTC spot price.
That would be about 0.5 BTC per year using spotprice, which is 0.042 BTC per month
Correct?